Patents by Inventor John MacMillan
John MacMillan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20140310166Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.Type: ApplicationFiled: February 3, 2014Publication date: October 16, 2014Applicant: Western Union Financial Services, Inc.Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
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Patent number: 8645272Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.Type: GrantFiled: April 27, 2012Date of Patent: February 4, 2014Assignee: Western Union Financial Services, Inc.Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
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Publication number: 20130117177Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.Type: ApplicationFiled: April 27, 2012Publication date: May 9, 2013Applicant: Western Union Financial Services, Inc.Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
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Publication number: 20120095912Abstract: A system for initiating a payment to a merchant from a bill payment system for a purchaser in an electronic purchase transaction is provided. The purchaser may be a subscriber of the bill payment subsystem and the system may include a gateway subsystem. The gateway subsystem may receive electronic purchase transaction information. The electronic purchase transaction information may include a payment request authorized by the purchaser and an identifier associated with the merchant. The gateway subsystem may further determine that the purchaser is registered with the gateway subsystem, and send the payment request to the bill payment subsystem of which the purchaser is the subscriber. The gateway subsystem may also receive a payment notification from the bill payment subsystem, and cause a first payment to be made from a first account associated with the gateway subsystem to a second account associated with the merchant.Type: ApplicationFiled: October 17, 2011Publication date: April 19, 2012Applicant: Western Union Financial Services, Inc.Inventors: Sheila H. James, Marwan Forzley, John A. MacMillan, David Koch, Samer Forzley
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Patent number: 8133902Abstract: A compound having the general the general structure I is provided: (Formula I), wherein Z is a substituent selected from a group consisting of S and O; X is a substituent selected from a group consisting of Cl, Br, I, OH and NH2; each of R1 and R2 is a substituent independently selected from a group consisting of H, a linear, cyclic or branched, substituted or unsubstituted C1-C6 alkyl, a substituted or unsubstituted aryl, and a substituted or unsubstituted heteroaryl; and each of Y and Y1 is a substituent independently selected from a group consisting of H and C(O)—C6H4—Br.Type: GrantFiled: June 27, 2008Date of Patent: March 13, 2012Assignee: The Regents of the University of CaliforniaInventors: William Fenical, Paul Jensen, John MacMillan, Chambers C. Hughes, James J. LaClair
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Publication number: 20110092534Abstract: A compound having the general the general structure I is provided: (Formula I), wherein Z is a substituent selected from a group consisting of S and O; X is a substituent selected from a group consisting of Cl, Br, I, OH and NH2; each of R1 and R2 is a substituent independently selected from a group consisting of H, a linear, cyclic or branched, substituted or unsubstituted C1-C6 alkyl, a substituted or unsubstituted aryl, and a substituted or unsubstituted heteroaryl; and each of Y and Y1 is a substituent independently selected from a group consisting of H and C(O)—C6H4—Br.Type: ApplicationFiled: June 27, 2008Publication date: April 21, 2011Inventors: William Fenical, Paul Jensen, John Macmillan, Chambers C. Hughes, James J. Laclair
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Publication number: 20090240624Abstract: A system and methods are provided which allow consumers to pay for ecommerce transactions through online bill payment and for merchants to determine that payments are not fraudulent. The system and methods do not rely on personal or confidential customer information relating to credit-cards and/or bank account routing information, date of birth and/or social security number. A risk manager can perform risk assessment for the cash payment based on order information and non-confidential purchaser information included in a cash payment request. In response to receiving an indication of the cash payment from the purchaser, a determination is made whether the cash payment is a good payment based on the risk assessment. The cash payment is released to a merchant in response to a determination that the cash payment is a good payment.Type: ApplicationFiled: March 20, 2009Publication date: September 24, 2009Applicant: MODASOLUTIONS CORPORATIONInventors: Sheila H. JAMES, John A. MACMILLAN, Radhika AGARWAL, Marwan FORZLEY, Samer FORZLEY
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Publication number: 20060266134Abstract: There is disclosed a conduit inspection apparatus of a type adapted to be located within and transported along a conduit such as a duct, and a method of inspecting a conduit. In one embodiment, the conduit inspection apparatus (10) comprises a body (18) adapted for location within a conduit such as a duct (14), a centralisation assembly (16) for centralising the body (18) within the duct (14), a transportation assembly (20) for transporting the body (18) along the duct (14), and a data coupling (24) for data communication between the body (18) and a control station (22). In a preferred embodiment, the apparatus (10) includes a fluid applicator (78a) for supplying a fluid to a surface of the duct (14), the fluid applicator (78a) including a rotary member in the form of an atomiser (166) for imparting a force on the fluid to direct the fluid towards a surface of the duct (14).Type: ApplicationFiled: May 27, 2005Publication date: November 30, 2006Inventors: John MacMillan, Patrick McBride, John MacMillan, Colin Main, David Kennedy, Kenneth Cameron
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Patent number: 6156082Abstract: Compounds of formula (I) ##STR1## where R.sub.1 is a C.sub.10 -C.sub.32 alkenyl group and R.sub.2 and R.sub.3 are --(--OCH.sub.2 CH.sub.2 --).sub.n OH, --(--OCH.sub.2 CHCH.sub.3 --).sub.n OH or --OCH.sub.2 CHOHCH.sub.2 OH in which n is an integer from 1 to 10 are lubricity and corrosion-prevention additives for fuels.Type: GrantFiled: December 28, 1998Date of Patent: December 5, 2000Assignee: The Associated Octel Company LimitedInventors: John A MacMillan, Mark L. Brewer
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Patent number: 5858947Abstract: A metal cleaning composition comprising EDDS is described. Preferably, the compositions comprise optical isomers of EDDS, such as (s,s)EDDS. The compositions are particularly well suited for cleaning iron, zinc, aluminum, and copper. De-icer compositions comprising EDDS are also described. Also disclosed are processes for using the compositions.Type: GrantFiled: August 27, 1997Date of Patent: January 12, 1999Assignee: The Associated Octel Company LimitedInventors: John A. MacMillan, Mark L. Brewer, Andrew C. Duncan
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Patent number: 5738914Abstract: An electroless metal plating solution comprising metal ions to be reduced for plating onto a substrate and a chelate for the metal to prevent or reduce metal hydroxide precipitates forming and to buffer the amount of metal ions available for reduction, wherein the chelate is at least ethylene diamine disuccinic acid (EDDS).Type: GrantFiled: September 13, 1996Date of Patent: April 14, 1998Assignee: The Associated Octel Company LimitedInventor: John A. MacMillan