Patents by Inventor John Mark DeLoach

John Mark DeLoach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8473395
    Abstract: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed.
    Type: Grant
    Filed: March 31, 2011
    Date of Patent: June 25, 2013
    Assignee: JPMorgan Chase Bank, NA
    Inventor: John Mark DeLoach
  • Patent number: 8447670
    Abstract: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed.
    Type: Grant
    Filed: December 23, 2009
    Date of Patent: May 21, 2013
    Assignee: JP Morgan Chase Bank, N.A.
    Inventor: John Mark DeLoach
  • Patent number: 8447672
    Abstract: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed.
    Type: Grant
    Filed: April 7, 2011
    Date of Patent: May 21, 2013
    Assignee: JP Morgan Chase Bank, N.A.
    Inventor: John Mark DeLoach
  • Publication number: 20110184846
    Abstract: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed.
    Type: Application
    Filed: April 7, 2011
    Publication date: July 28, 2011
    Applicant: JP MORGAN CHASE BANK
    Inventor: John Mark DeLoach
  • Patent number: 7941355
    Abstract: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event, the issuing entity will evaluate whether the accountholder is entitled to receive an associated benefit. Each benefit is intended to address at least one payment obligation. For example, an account may include payment protection in the form of automatic payment of minimum monthly credit card fees should the accountholder involuntarily become unemployed.
    Type: Grant
    Filed: January 13, 2006
    Date of Patent: May 10, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventor: John Mark DeLoach