Abstract: A method and apparatus for a card-type game in which a player is required to make a second wager for eligibility to win a jackpot payable pursuant to a second pay table, in addition to the first wager that the player must make for eligibility to win a first jackpot. The jackpot payable pursuant to a second pay table is structured so that it grows from game to game until won. In one embodiment, a player is permitted to request a partial refund of the second wager, after receiving at least one additional card. Such a refund request will either disqualify the player from eligibility for the jackpot payable pursuant to a second pay table, or at least reduce the amount of that jackpot payable to that player. In one embodiment, a player is permitted to increase the amount of the second wager, after receiving at least one additional card. Such an increase will increase the amount of the jackpot payable pursuant to a second pay table payable to the player if a predetermined qualifying hand is achieved.