Patents by Inventor John Paul Minor

John Paul Minor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170287022
    Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.
    Type: Application
    Filed: May 21, 2013
    Publication date: October 5, 2017
    Applicant: PayNearMe, Inc.
    Inventors: Stephen P. CAPPS, John Paul MINOR, Catalin VOSS
  • Patent number: 9626701
    Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.
    Type: Grant
    Filed: May 23, 2012
    Date of Patent: April 18, 2017
    Assignee: PayNearMe, Inc.
    Inventors: Stephen P. Capps, John Paul Minor, Catalin Voss
  • Publication number: 20160342966
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.
    Type: Application
    Filed: August 3, 2016
    Publication date: November 24, 2016
    Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-Andre Lamarche, Jean-Sebastien Boulangerf, Kurt Thams
  • Publication number: 20140297441
    Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.
    Type: Application
    Filed: June 18, 2014
    Publication date: October 2, 2014
    Applicant: PayNearMe, Inc.
    Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
  • Publication number: 20140012690
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are pricing systems and methods for establishing and staging transactions between a point-of-sale terminal, one or more merchant-partners, and a service provider.
    Type: Application
    Filed: July 5, 2012
    Publication date: January 9, 2014
    Inventors: Stephen P. Capps, Michael Tibbott, Kurt Thams, Richard Scott Perkins, John Paul Minor, Craig Carper
  • Publication number: 20130317923
    Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.
    Type: Application
    Filed: May 23, 2012
    Publication date: November 28, 2013
    Inventors: Stephen P. Capps, John Paul Minor, Catalin Voss
  • Publication number: 20130144734
    Abstract: Disclosed herein are systems and method for facilitating money transfer transactions between a sender and a recipient. In general, the systems and methods include: (a) a point-of-service terminal (POS) receiving an initiation payment from a sender; (b) a pre-funded account that receives replenish payments from the POS; (c) a money transmitter terminal that receives a funding payment from the pre-funded account, and provides a fulfillment payment to a recipient; and (d) a centralized service provider linking the POS, the pre-funded account, and the money transmitter. In operation, the centralized service provider (1) receives presentment data, from the POS, indicating that the sender has provided the initiation payment at the POS, (2) provides a computerized notification to the money transmitter, instructing the money transmitter to provide the fulfillment payment to the recipient, and (3) facilitates the replenishment of the pre-funded account.
    Type: Application
    Filed: December 6, 2011
    Publication date: June 6, 2013
    Inventors: Richard Scott Perkins, Kurt Thams, Michael Tibbott, Barry Donald McKeon, John Paul Minor, Jim Given
  • Publication number: 20130041741
    Abstract: Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.
    Type: Application
    Filed: October 6, 2011
    Publication date: February 14, 2013
    Inventors: Daniel Jeffrey Shader, Kurt Thams, Richard Scott Perkins, John Paul Minor
  • Publication number: 20130041729
    Abstract: Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.
    Type: Application
    Filed: August 12, 2011
    Publication date: February 14, 2013
    Inventors: Daniel Jeffrey Shader, Kurt Thams, Richard Scott Perkins, John Paul Minor
  • Publication number: 20130006785
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are systems and methods for settling a transaction between a point-of-sale terminal and a merchant-partner, wherein the point-of-sale terminal receives presentment of a payment for the merchant-partner from an end-user.
    Type: Application
    Filed: July 1, 2011
    Publication date: January 3, 2013
    Inventors: Richard Scott Perkins, Barry Donald McKeon, John Paul Minor, Kurt Thams
  • Publication number: 20120066081
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.
    Type: Application
    Filed: November 16, 2011
    Publication date: March 15, 2012
    Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-André Lamarche, Jean-Sébastien Boulanger
  • Publication number: 20110258122
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.
    Type: Application
    Filed: April 14, 2011
    Publication date: October 20, 2011
    Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-André Lamarche, Jean-Sébastien Boulanger