Abstract: A platform which provides a system and method for loan origination data validation and predictive analysis comprising a user interface which allows platform users to upload data, a data acquisition engine that leverages one or more machine and/or deep learning algorithms to classify, validate, and enforce compliance of the uploaded data, and an artificial intelligence engine that constructs and maintains the models developed from the machine and/or deep learning algorithms. The platform may utilize various bespoke APIs to integrate validated data with lender institution loan origination systems when a lender initiates the process. The platform can function as a system of record and central, secure repository for a borrower's documentation and information required to apply for a loan. In some embodiments, the platform utilizes a trained generative AI model to assist platform users and to provide predictive analysis responsive to user submitted queries.

Abstract: Stainless steel coatings are formed on metallic substrates by employing the metallic substrates as a cathode in an aqueous electrolyte containing chromium, nickel and iron in specified concentrations or ratios. A coumarin leveling agent is preferably used. A product is obtained having a coating comprising, in weight ratios, weight ratios chromium 6-15 : nickel 3-5 : iron 32-39; the product has the appearance and many of the properties of monolithic stainless steel.