Patents by Inventor John Penacerrada

John Penacerrada has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12682111
    Abstract: System, apparatus, and computer program products are disclosed for generating a non-fungible token (NFT) representation for an event data object. An example method includes receiving, by communications hardware, the event data object, wherein the event data object comprises one or more event metadata values and is associated with one or more participant user profiles; generating, by NFT generation circuitry, a private NFT and a public NFT based on the one or more event metadata values; and storing, by the NFT generation circuitry, the private NFT in a private blockchain system and the public NFT in a public blockchain system, wherein: (i) access to the private blockchain system is restricted to one or more participant computing devices associated with the one or more participant user profiles, and (ii) the public blockchain system is publicly accessible.
    Type: Grant
    Filed: November 28, 2022
    Date of Patent: July 14, 2026
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Manpreet Singh, Ramesh Babu Sarvesetty, Himanshu Baral, Rameshchandra Bhaskar Ketharaju, John Penacerrada, Shuvam Sengupta
  • Patent number: 12423691
    Abstract: Systems, methods, and computer program products are disclosed for issuing one or more blockchain tokens for property rights. An example method includes receiving an indication of user input including attributes of a property and, and generating a primary blockchain token, where the primary blockchain token includes metadata that correspond to the attributes of the property. The example method further includes broadcasting, over a blockchain network, a transfer of the primary blockchain token to the primary party, and generating one or more secondary blockchain tokens, where each of the one or more secondary blockchain tokens includes respective secondary metadata that correspond to unique subdivided property rights regarding the property, where the secondary metadata include a link to the primary blockchain token. The example method further includes broadcasting, over the blockchain network, transfer of the one or more secondary blockchain tokens to one or more secondary parties.
    Type: Grant
    Filed: November 4, 2022
    Date of Patent: September 23, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Shuvam Sengupta, Ramesh Babu Sarvesetty, Rameshchandra Bhaskar Ketharaju, John Penacerrada, Maxwell Williams
  • Patent number: 11132690
    Abstract: A computer-implemented method performed by a processor of a financial institution computing system relates to providing a notification relating to a transaction event between an account holder and a merchant. Transaction data relating to the transaction event between the account holder and the merchant is received from the merchant. The transaction event is associated with a financial account of the account holder. A notification is defined based on the transaction data. The notification includes a trigger event and notification content, and relates to a follow-up event to be performed by the account holder with the merchant. Upon occurrence of the trigger event, the notification is transmitted to the account holder.
    Type: Grant
    Filed: June 19, 2015
    Date of Patent: September 28, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Liesl Brown, Al Hecht, John Penacerrada
  • Publication number: 20200387941
    Abstract: A computer-implemented method for facilitating an emergency relief donation includes receiving, by a financial institution computer system, a donation pledge from a donor to send funds to a donee from a payment account of the donor, wherein the donation pledge includes payment account information, receiving, by the financial institution computer system, a request for the funds from the donee via a banking device provided by the financial institution computer system, wherein the request includes donee identification information, verifying, by the financial institution computer system, the identity of the donee based on the donee identification information, and transferring, by the financial institution computer system, the funds from the payment account of the donor to the donee via the banking device and based on the payment account information.
    Type: Application
    Filed: August 3, 2015
    Publication date: December 10, 2020
    Inventors: Mary E. Gassel, Jesse Lee, John Penacerrada
  • Publication number: 20160371689
    Abstract: A computer-implemented method performed by a processor of a financial institution computing system relates to providing a notification relating to a transaction event between an account holder and a merchant. Transaction data relating to the transaction event between the account holder and the merchant is received from the merchant. The transaction event is associated with a financial account of the account holder. A notification is defined based on the transaction data. The notification includes a trigger event and notification content, and relates to a follow-up event to be performed by the account holder with the merchant. Upon occurrence of the trigger event, the notification is transmitted to the account holder.
    Type: Application
    Filed: June 19, 2015
    Publication date: December 22, 2016
    Applicant: WELLS FARGO BANK, N.A.
    Inventors: Liesl Brown, Al Hecht, John Penacerrada