Patents by Inventor John Polk

John Polk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150083716
    Abstract: A holding device for a first container and a second container where the second container may have a upper lip and the first container may have no lower lip. The holding device may include a bottom cylinder wall to frictionally engage an upper lip of the second container. and the holding device may include a truncated cone shaped wall to frictionally engage the first container.
    Type: Application
    Filed: September 21, 2013
    Publication date: March 26, 2015
    Inventor: John Polk
  • Patent number: 8527548
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: September 3, 2013
    Assignee: ACS State and Local Solutions, Inc.
    Inventor: John Polk
  • Patent number: 8392326
    Abstract: This disclosure describes a payment and disbursement system, wherein an initiator authorizes a payment and disbursement to a collector and the collector processes the payment and disbursement through an accumulator agency. The accumulator agency processes the payment as a debit-based transaction and processes the disbursement as an addendum-based transaction. The processing of a debit-based transaction generally occurs by electronic funds transfer (EFT) or by financial electronic data interchange (FEDI). The processing of an addendum-based transaction generally occurs by electronic data interchange (EDI).
    Type: Grant
    Filed: July 22, 2010
    Date of Patent: March 5, 2013
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20120290493
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment in-formation from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Application
    Filed: July 23, 2012
    Publication date: November 15, 2012
    Inventor: John Polk
  • Patent number: 8229978
    Abstract: A system electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: November 29, 2010
    Date of Patent: July 24, 2012
    Assignee: ACS State and Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20110208762
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment in-formation from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Application
    Filed: November 29, 2010
    Publication date: August 25, 2011
    Inventor: John POLK
  • Patent number: 7877423
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: February 2, 2009
    Date of Patent: January 25, 2011
    Assignee: ACS State and Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20100287094
    Abstract: This disclosure describes a payment and disbursement system, wherein an initiator authorizes a payment and disbursement to a collector and the collector processes the payment and disbursement through an accumulator agency. The accumulator agency processes the payment as a debit-based transaction and processes the disbursement as an addendum-based transaction. The processing of a debit-based transaction generally occurs by electronic funds transfer (EFT) or by financial electronic data interchange (FEDI). The processing of an addendum-based transaction generally occurs by electronic data interchange (EDI).
    Type: Application
    Filed: July 22, 2010
    Publication date: November 11, 2010
    Inventor: John Polk
  • Patent number: 7809638
    Abstract: This disclosure describes a child support payment and child support disbursement system, wherein an employee (who is a noncustodial parent who owes a child support obligation) authorizes a child support payment and child support disbursement to an employer and the employer processes the child support payment and child support disbursement through an accumulator agency. The accumulator agency processes the child support payment as a debit-based transaction and processes the child support disbursement as an addendum-based transaction. The payment may be made to the accumulator agency, to a state, or to any other entity. The disbursement may be made to a custodial parent, to a state, to a state entity, or to any other recipient.
    Type: Grant
    Filed: October 11, 2001
    Date of Patent: October 5, 2010
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Patent number: 7788173
    Abstract: This disclosure describes a child support payment and child support disbursement system at a processing entity (such as a state disbursement unit or any other commercial, governmental, or other entity), wherein an employee (who is a noncustodial parent who owes a child support obligation) authorizes a child support payment and child support disbursement to an employer and the employer processes the child support payment and child support disbursement through a processing entity. The processing entity processes the child support payment as a debit-based transaction and processes the child support disbursement as an addendum-based transaction. The payment may be made to the processing entity, to a state, or to any other entity. The disbursement may be made to a custodial parent, to a state, to a state entity, or to any other recipient.
    Type: Grant
    Filed: February 28, 2003
    Date of Patent: August 31, 2010
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Patent number: 7752131
    Abstract: This disclosure describes a child support payment and child support disbursement system at a processing entity (such as a state disbursement unit or any other commercial, governmental, or other entity), wherein an employee (who is a noncustodial parent who owes a child support obligation) authorizes a child support payment and child support disbursement to an employer and the employer processes the child support payment and child support disbursement through a processing entity. The processing entity processes the child support payment as a debit-based transaction and processes the child support disbursement as an addendum-based transaction. The payment may be made to the processing entity, to a state, or to any other entity. The disbursement may be made to a custodial parent, to a state, to a state entity, or to any other recipient.
    Type: Grant
    Filed: October 12, 2001
    Date of Patent: July 6, 2010
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Patent number: 7720797
    Abstract: A system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator is described. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: May 23, 2006
    Date of Patent: May 18, 2010
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20090216671
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Application
    Filed: February 2, 2009
    Publication date: August 27, 2009
    Inventor: John Polk
  • Patent number: 7225155
    Abstract: This disclosure describes a payment and disbursement system, wherein an initiator authorizes a payment and disbursement to a collector and the collector processes the payment and disbursement through an accumulator agency. The accumulator agency processes the payment as a debit-based transaction and processes the disbursement as an addendum-based transaction. The processing of a debit-based transaction generally occurs by electronic funds transfer (EFT) or by financial electronic data interchange (FEDI). The processing of an addendum-based transaction generally occurs by electronic data interchange (EDI).
    Type: Grant
    Filed: October 7, 1999
    Date of Patent: May 29, 2007
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20070005494
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Application
    Filed: May 23, 2006
    Publication date: January 4, 2007
    Inventor: John Polk
  • Patent number: 7072909
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: May 29, 2002
    Date of Patent: July 4, 2006
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20040078324
    Abstract: Financial account issuer activates a financial account by determining whether the financial should be flagged for applicant authentication. Financial account issuer issues the financial account. Upon receipt of an activation request to activate the financial account, issuer determines whether the financial account has been flagged for applicant authentication. If the financial account has been flagged for applicant authentication, issuer initiates an applicant authentication process.
    Type: Application
    Filed: October 16, 2002
    Publication date: April 22, 2004
    Inventors: Carl Lonnberg, John Polk
  • Publication number: 20040064401
    Abstract: Methods, systems, and articles of manufacture consistent with embodiments of the present invention perform a fraud detection process that organizes collected documents into one of a set of categories based on selected variables and information included in the documents. Each category of documents has one or more category types, which in turn, are associated with at least one variable that is further associated with certain threshold limits. The fraud detection process identifies one or more category types that are indicative of fraud based on an analysis of threshold violations for each variable in each category type. Based on the results of the analysis, and possibly filtering logic, selected documents are extracted from the identified category types and targeted for fraud analysis that may include validating the information included in each extracted document.
    Type: Application
    Filed: September 27, 2002
    Publication date: April 1, 2004
    Applicant: Capital One Financial Corporation
    Inventors: Ana Palaghita, John Polk, Frances Massey Henneberger
  • Patent number: 6567821
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Grant
    Filed: November 30, 1998
    Date of Patent: May 20, 2003
    Assignee: ACS State & Local Solutions, Inc.
    Inventor: John Polk
  • Publication number: 20020156769
    Abstract: This disclosure describes a system that electronically collects, translates, groups, and delivers wage assignment information from at least one initiator to at least one recipient via an accumulator. An initiator initially receives the wage assignment information. Then, an accumulator collects the wage assignment information from at least one initiator, such as a government agency. The accumulator then translates the wage assignment information into a format compatible with electronic data interchange (EDI), such as the ANSI X12 standard. The accumulator then groups the EDI wage assignment information into specific files, batching the files based upon one data field contained within the wage assignment information data set, such as a recipient. The accumulator then delivers a batched EDI wage assignment file to each respective recipient. Once the EDI wage assignment file is received by the recipient, the wage assignment may then be implemented.
    Type: Application
    Filed: May 29, 2002
    Publication date: October 24, 2002
    Applicant: ACS State and Local Solutions, Inc.
    Inventor: John Polk