Patents by Inventor John Roger ROWLEY

John Roger ROWLEY has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190325507
    Abstract: A system for processing a travel-related sequence of user interactions includes an operational intelligence engine configured to store the travel-related sequence of user interactions; a reconciliation engine configured to query the operational intelligence engine to determine a set of actions performed in conjunction with the sequence of user interactions; and an audit module configured to receive the set of actions from the reconciliation engine, verify the actions, and store the verified actions in an immutable distributed ledger.
    Type: Application
    Filed: June 27, 2019
    Publication date: October 24, 2019
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Kris Singleton
  • Publication number: 20180300775
    Abstract: Systems and methods provide a real time cash incentive to a user for purchasing merchandise via a web-based portal. The method includes receiving a product definition and a personal credential from the user, and periodically retrieving price quotes for the defined product from a plurality of retail sites. The plurality of retail sites are partitioned into groups based on a confidence level assigned to each site. A fair market value (FMV) is calculated for the defined product by applying a weighted algorithm to the retrieved price quotes within each of the groups. Using the web-based portal, the calculated FMV of the defined product is displayed with a plurality of links to a subset of the retail sites having price quotes within a predetermined range of the FMV.
    Type: Application
    Filed: April 21, 2018
    Publication date: October 18, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Sherman Ross Crowder
  • Publication number: 20180260832
    Abstract: Systems and methods are provided for incentivizing a user to purchase a cruise. A shopping portal is provided to the user that includes a plurality of products for purchase. For each purchase transaction completed by the user, a fair market value (FMV), a cost basis, and a gross margin are determined, wherein the gross margin is based on the difference between the FMV and the cost basis. A portion of the gross margin is allocated to a savings account associated with the user. The savings account can then be applied to the purchase price of a cruise.
    Type: Application
    Filed: April 23, 2018
    Publication date: September 13, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Sherman Ross Crowder
  • Publication number: 20180260915
    Abstract: Systems and methods are provided for normalizing hotel rooms across independent distribution channels. The method includes creating a meta-category matrix of sameness metrics for the hotel rooms based on a set of attributes. Room descriptions for a plurality of the hotel rooms are retrieved from a plurality of the independent distribution channels. Equivalent hotel rooms are automatically assigned to the same meta-category based on a rule set applied to the retrieved room descriptions and the set of attributes. Hotel rooms that do not correspond to one of the meta-categories are identified, and are manually assigned to a meta-category. The rule set is then revised based on the manual assignment.
    Type: Application
    Filed: April 23, 2018
    Publication date: September 13, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Tedd Floyd Davault, Sherman Ross Crowder
  • Publication number: 20180253750
    Abstract: Systems and methods for dynamically configuring a user interface for multiple uniquely branded sites is provided. The method includes receiving, from a user, a credential and a selected product category. The method includes executing one of a number of business rule sets based on a brand identifier for a site. A number of price points are retrieved from remote servers using the retrieved product rule set. A fair market value (FMV) for the requested product using the plurality of price points. A cost basis for the requested product is retrieved from a database. A member preferred rate (MPR) for the requested product is calculated based on the FMV, the cost basis, the executed business rule set, and the lifetime value. The FMV, MPR, and a plurality of hyperlinks corresponding to a subset of the plurality of remote servers are displayed simultaneously via the user interface.
    Type: Application
    Filed: April 20, 2018
    Publication date: September 6, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Sherman Ross Crowder
  • Publication number: 20180253767
    Abstract: Systems and methods provide a real time cash incentive to a user for purchasing a hotel room using a web-based portal. The method includes prompting the user to provide a date, a geographic location, and a credential, then determining a consumer class and a lifetime value for the user based on the credential. Respective price quotes are received from a plurality of remote websites based on the date and geographic location. A weighted algorithm is applied to the price quotes to determine a fair market value (FMV), wherein the weights are based on the consumer class. A member preferred rate (MPR) is determined based on the FMV and the lifetime value, wherein the difference between the MPR and the FMV comprises a savings value. The method further includes displaying, on a user interface associated with the web-based portal, the FMV, the MPR, and indicia of the plurality of remote websites upon which the FMV is based.
    Type: Application
    Filed: April 21, 2018
    Publication date: September 6, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Sherman Ross Crowder
  • Publication number: 20180053264
    Abstract: A system is provided for processing a purchase transaction for a product selected by a member. The system includes: a gross margin module configured to calculate a gross margin based on a fair market value (FMV); a net margin module configured to calculate a net margin based on the gross margin, overhead costs, and transactional expenses; a lifetime value module configured to calculate a lifetime value associated with the member; and a yield engine configured to calculate a member preferred rate (MPR) based on the net margin and the lifetime value.
    Type: Application
    Filed: October 13, 2017
    Publication date: February 22, 2018
    Inventors: John Roger Rowley, Marcia Gene Rowley, Teddy Floyd Davault, Sherman Ross Crowder
  • Publication number: 20170278126
    Abstract: Methodologies and apparatuses create and utilize member profiles and provide members the ability to combine their use of actual currency and virtual currency created by a travel partner using common virtual currency to obtain a product and/or service available from a wide variety of vendors. Further, the use of common virtual currency enables formulation, management, comparison and presentation of options for using virtual currency specific to travel partners.
    Type: Application
    Filed: June 10, 2015
    Publication date: September 28, 2017
    Inventors: John Roger ROWLEY, Marcia Gene ROWLEY
  • Publication number: 20160162812
    Abstract: Methodologies and apparatuses create and utilize member profiles and provide members the ability to combine their use of actual currency and virtual currency created by a cruise line using common virtual currency to obtain a cruise booking and/or related products and/or service available from a wide variety of vendors partnering with the cruise line. Further, the use of common virtual currency enables formulation, management, comparison and presentation of options for using virtual currency specific to cruise lines.
    Type: Application
    Filed: January 11, 2016
    Publication date: June 9, 2016
    Inventors: John Roger ROWLEY, Marcia Gene ROWLEY