Patents by Inventor John Sheets
John Sheets has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11964266Abstract: A process for removing Co2+, Pb2+, Cd2+ and Cr3+ toxins from bodily fluids is disclosed. The process involves contacting the bodily fluid with an ion exchange composition to remove the metal toxins in the bodily fluid, including blood and gastrointestinal fluid. Alternatively, blood can be contacted with a dialysis solution which is then contacted with the ion exchange composition. The ion exchange compositions are represented by the following empirical formula: AmZraTibSncMdSixOy. A composition comprising the above ion exchange compositions in combination with bodily fluids or dialysis solution is also disclosed. The ion exchange compositions may be supported by porous networks of biocompatible polymers such as carbohydrates or proteins.Type: GrantFiled: July 9, 2019Date of Patent: April 23, 2024Assignee: UOP LLCInventors: Gregory John Lewis, Paulina Jakubczak, Julio C. Marte, William Christopher Sheets
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Patent number: 11915235Abstract: Systems and methods for interoperable network token processing are provided. A network token system provides a platform that can be leveraged by external entities (e.g., third party wallets, e-commerce merchants, payment enablers/payment service providers, etc.) or internal payment processing network systems that have the need to use the tokens to facilitate payment transactions. A token registry vault can provide interfaces for various token requestors (e.g., mobile device, issuers, merchants, mobile wallet providers, etc.), merchants, acquirers, issuers, and payment processing network systems to request generation, use and management of tokens. The network token system further provides services such as card registration, token generation, token issuance, token authentication and activation, token exchange, and token life-cycle management.Type: GrantFiled: September 14, 2020Date of Patent: February 27, 2024Assignee: Visa International Service AssociationInventors: Matthew Dill, Prasanna L. Narayan, Glenn Powell, John Sheets, Andrew Carpenter
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Patent number: 11847643Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: GrantFiled: November 1, 2021Date of Patent: December 19, 2023Assignee: Visa International Service AssociationInventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Patent number: 11847199Abstract: A method for biometric authentication is disclosed. Reference biometric data established at a first device can be stored at a backend server computer. The server computer can then provide the reference biometric data with a second device when needed for biometric authentication at the second device.Type: GrantFiled: March 2, 2022Date of Patent: December 19, 2023Assignee: Visa International Service AssociationInventor: John Sheets
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Publication number: 20230267455Abstract: Systems, apparatuses, and methods are provided for enabling a transaction using a token associated with a first payment network to be conducted using a second payment network. When a transaction using a token is submitted to a payment network, the payment network can determine the payment network associated with the token. If the token is associated with a second payment network, a token verification request including the token can be sent to the second payment network. The second payment network can then return a token verification response including a primary account identifier such as a primary account number (PAN) corresponding to the token and a validation result. The transaction may then be processed using the primary account identifier.Type: ApplicationFiled: May 1, 2023Publication date: August 24, 2023Applicant: Visa International Service AssociationInventors: Prasanna L. Narayan, Glenn Powell, John Sheets, Paul Tait, Andrew Carpenter
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Patent number: 11676138Abstract: Systems, apparatuses, and methods are provided for enabling a transaction using a token associated with a first payment network to be conducted using a second payment network. When a transaction using a token is submitted to a payment network, the payment network can determine the payment network associated with the token. If the token is associated with a second payment network, a token verification request including the token can be sent to the second payment network. The second payment network can then return a token verification response including a primary account identifier such as a primary account number (PAN) corresponding to the token and a validation result. The transaction may then be processed using the primary account identifier.Type: GrantFiled: October 2, 2019Date of Patent: June 13, 2023Assignee: Visa International Service AssociationInventors: Prasanna L Narayan, Glenn Powell, John Sheets, Paul Tait, Andrew Carpenter
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Publication number: 20220327527Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.Type: ApplicationFiled: June 16, 2022Publication date: October 13, 2022Inventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
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Publication number: 20220318355Abstract: A method for biometric authentication is disclosed. Reference biometric data established at a first device can be stored at a backend server computer. The server computer can then provide the reference biometric data with a second device when needed for biometric authentication at the second device.Type: ApplicationFiled: March 2, 2022Publication date: October 6, 2022Inventor: John Sheets
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Patent number: 11429745Abstract: Client devices can send access request messages to resource management computers to request access to a resource. A data security hub can provide centralized routing between different client devices, resource management computers, and authentication data processing servers. The data security hub can reduce the risk of sensitive authentication information from leaking (e.g., due to a breach) by limiting the amount or types of authentication information distributed to the data processing servers. The data security hub can limited the authentication information being distributed based on its sensitivity, the trust level of the client device, and the security level of the requested resource. The data security hub can also evaluate the client devices and data processing servers to identify security breaches and can cancel or reroute access requests accordingly Thus, the data security hub can maintain resource security while better preserving the privacy of the client device's authentication information.Type: GrantFiled: October 30, 2017Date of Patent: August 30, 2022Assignee: Visa International Service AssociationInventors: Theodore Harris, John Sheets, Mark Nelson, Yue Li, Craig O'Connell
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Patent number: 11392880Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for obtaining authorization for a plurality of split shipments associated with a single order. In particular, embodiments of the present invention allow a merchant to submit a separate split shipment authorization request for each of the plurality of split shipments. The split shipments authorization requests are linked to the original order using verifiable linking data. The linking data may be extracted from a previous (e.g., initial) split shipment authorization request and/or a previous (e.g., initial) split shipment authorization request. The linking data may be validated by an authorizing entity (e.g., a payment processing network computer or an issuer computer) to ensure validity of a split shipment authorization request. Additionally, the split shipment authorization requests may be validated using one or more predefined split shipment rules.Type: GrantFiled: June 1, 2020Date of Patent: July 19, 2022Assignee: Visa International Service AssociationInventors: John Sheets, Glenn Powell
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Patent number: 11392939Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.Type: GrantFiled: November 12, 2019Date of Patent: July 19, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
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Publication number: 20220218193Abstract: Systems and methods are disclosed for facilitating the evaluation of eye health and vision. The system is a mobile system and comprises at least one diagnostic device for performing a vision diagnostic test, the device being a VR headset; a portable computer communicatively coupled to the at least one diagnostic device, the computer having hardware adapted to guide a patient through the test, to compile test data, and to transmit the test data via a data connection; and a server in communication with the computer via the data connection, the server gathering the test data and presenting test data to a physician so that treatment may be provided to the patient. The at least one diagnostic device may include multiple portable, handheld diagnostic devices.Type: ApplicationFiled: January 10, 2022Publication date: July 14, 2022Applicant: Eyesight Mobile, Inc.Inventors: John Sheets, Steve Lee, Eduardo Montemayor, Isaac Sheets, Michael Princi
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Publication number: 20220172199Abstract: Systems and methods for interoperable network token processing are provided. A network token system provides a platform that can be leveraged by external entities (e.g., third party wallets, e-commerce merchants, payment enablers/payment service providers, etc.) or internal payment processing network systems that have the need to use the tokens to facilitate payment transactions. A token registry vault can provide interfaces for various token requestors (e.g., mobile device, issuers, merchants, mobile wallet providers, etc.), merchants, acquirers, issuers, and payment processing network systems to request generation, use and management of tokens. The network token system further provides services such as card registration, token generation, token issuance, token authentication and activation, token exchange, and token life-cycle management.Type: ApplicationFiled: February 18, 2022Publication date: June 2, 2022Inventors: Matthew Dill, Prasanna L. Narayan, Glenn Powell, John Sheets, Andrew Carpenter
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Publication number: 20220156732Abstract: Systems and methods are disclosed in which data associated with a transaction are protected with encryption. At an access device, a PIN associated with a payment account may be encrypted with a first key derived from an initial key of the access device and sensitive data associated with the payment account may be encrypted with a second key derived from the initial key. At a secure module associated with a host server encrypted sensitive data of an authorization request message may be decrypted. The secure module associated with the host server can re-encrypt the sensitive data using a zone encryption key associated with a payment processing network. A translated authorization request message including the re-encrypted sensitive data can be transmitted by the merchant server to the payment processing network.Type: ApplicationFiled: February 4, 2022Publication date: May 19, 2022Inventors: Glenn Powell, John Sheets, Paul Tait, Kim Wagner, Krishna Koganti, Marc Perl, Hector Rodriguez, Susan Zloth
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Patent number: 11308189Abstract: A method for biometric authentication is disclosed. Reference biometric data established at a first device can be stored at a backend server computer. The server computer can then provide the reference biometric data with a second device when needed for biometric authentication at the second device.Type: GrantFiled: August 8, 2017Date of Patent: April 19, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventor: John Sheets
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Publication number: 20220051237Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: ApplicationFiled: November 1, 2021Publication date: February 17, 2022Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Publication number: 20220019995Abstract: Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include encrypting account information with a first encryption key to generate a second encryption key, and encrypting key index information using the second key to generate a limited-use key (LUK). The key index information may include a key index having information pertaining to generation of the LUK. The LUK and the key index can be provided to the communication device to facilitate generation of a transaction cryptogram for a transaction conducted using the communication device, and the transaction can be authorized based on the transaction cryptogram generated from the LUK.Type: ApplicationFiled: September 29, 2021Publication date: January 20, 2022Inventors: Hao Ngo, Christian Aabye, John Sheets, Oleg Makhotin
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Patent number: 11188901Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: GrantFiled: March 28, 2017Date of Patent: November 30, 2021Assignee: Visa International Service AssociationInventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Patent number: 11164176Abstract: Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include encrypting account information with a first encryption key to generate a second encryption key, and encrypting key index information using the second key to generate a limited-use key (LUK). The key index information may include a key index having information pertaining to generation of the LUK. The LUK and the key index can be provided to the communication device to facilitate generation of a transaction cryptogram for a transaction conducted using the communication device, and the transaction can be authorized based on the transaction cryptogram generated from the LUK.Type: GrantFiled: December 19, 2014Date of Patent: November 2, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Hao Ngo, Christian Aabye, John Sheets, Oleg Makhotin
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Publication number: 20210295305Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.Type: ApplicationFiled: June 1, 2021Publication date: September 23, 2021Inventors: John Sheets, Kim Wagner, Christian Aabye, Frederick Liu, Igor Karpenko, Glenn Powell, Kiushan Pirzadeh