Abstract: The present disclosure relates to credential management for mobile devices that can be used for access to secured physical environments. One aspect comprises a computer implemented method comprising a server system: receiving, from a mobile computing device, a provisioning request, which includes an account credential; authenticating the provisioning request based on the mobile computing device being linked to an account indicated by the account credential; generating an account token, which is bound to the account credential; generating one or more limited-use credentials (LUCs), using an application sequence counter, each of the one or more LUCs associated with a corresponding application sequence counter value; generating one or more emergency credentials; and transmitting, to the mobile computing device, the account token, the one or more LUCs, the application sequence counter values, and the one or more emergency credentials.

Abstract: Devices and methods are provided for reducing or removing condensation from compressed air.

Abstract: The invention provides methods for rapid setting, adjusting, and controlling the temperature of a microfluidic device.

Abstract: The present disclosure relates to credential management for mobile devices that can be used for access to secured physical environments. One aspect comprises a computer implemented method comprising a server system: receiving, from a mobile computing device, a provisioning request, which includes an account credential; authenticating the provisioning request based on the mobile computing device being linked to an account indicated by the account credential; generating an account token, which is bound to the account credential; generating one or more limited-use credentials (LUCs), using an application sequence counter, each of the one or more LUCs associated with a corresponding application sequence counter value; generating one or more emergency credentials; and transmitting, to the mobile computing device, the account token, the one or more LUCs, the application sequence counter values, and the one or more emergency credentials.

Abstract: Various implementations described herein may relate to a system and method for providing transaction report data using a user device. In one implementation, a method may include receiving, at a token service provider (TSP), tokenization request data from a user device associated with a user, where the tokenization request data includes payment card data associated with the user. The method may also include generating a digital token based on the tokenization request data. The method may further include transmitting the digital token to the user device. The method may additionally include receiving transaction report data from the user device, where the transaction report data corresponds to a failed payment transaction performed using the digital token, the user device, and a merchant system. The method may also include generating failure data based on the transaction report data, where the failure data comprises alert data, failure report data, or combinations thereof.

Abstract: The present disclosure relates to credential management for mobile devices that can be used for access to secured physical environments. One aspect comprises a computer implemented method comprising a mobile computing device: receiving, from a server system, and storing, on the mobile computing device: one or more application sequence counter values, one or more limited use credentials (LUCs), each LUC being bound to a corresponding one of the application sequence counter values; one or more emergency credentials, and an account token; subsequently receiving an authentication request from a terminal; in response to receiving the authentication request, determining that no LUC is available for fulfilling the request; and in response to determining that no LUC is available for fulfilling the request: transmitting, to the terminal, the account token and an application cryptogram generated from an emergency credential of said one or more emergency credentials; and updating a current application sequence counter.

Abstract: A method of providing access to securely held data is provided. A user interacts with the service provider to obtain access to a service by using a device to provide a digital identifier to the service provider, without the digital identifier being made known to the user. At a later date the user wishes to retrieve securely stored data relating to their use of the service. However, because the user does not know the digital identifier, they are unable to identify themselves to the service provider using the digital identifier. The present disclosure provides a secure method for exchanging private identifiers, which allows the user to identify themselves to the service provider in order to gain access to securely stored data relating to the user's previous use of the service. The user can do this using the device on which the digital identifier is stored, or another device.

Abstract: A method of providing access to securely held data is provided. A user interacts with the service provider to obtain access to a service by using a device to provide a digital identifier to the service provider, without the digital identifier being made known to the user. At a later date the user wishes to retrieve securely stored data relating to their use of the service. However, because the user does not know the digital identifier, they are unable to identify themselves to the service provider using the digital identifier. The present disclosure provides a secure method for exchanging private identifiers, which allows the user to identify themselves to the service provider in order to gain access to securely stored data relating to the user's previous use of the service. The user can do this using the device on which the digital identifier is stored, or another device.

Abstract: A method of performing transactions using an Internet of Things (IoT) device, the method comprising: providing a payment application on the IoT device: provisioning a payment card within the payment application on the IoT device in order to allow the IoT device to operate as a payment device; initiating a transaction with a merchant using the payment card within the payment application; sending transaction data comprising payment card data relating to the payment device to the merchant; sending a device identifier for the IoT device, for use in identifying the IoT device as an IoT device, to the merchant.

Abstract: A compound with the following general formula (I) and a general method of making this compound are provided. R1, R2, R3, R4, R5, R6, R7, R8, R9, R10, R11, R12, R13 and R14 are each independently selected from the group that includes H, halogen, nitro, cyano, amido, pyridyl, alkyl, aryl, acyl, alkoxy, cycloalkyl, heteroalkyl, heterocyclyl, aralkyl, heteroaryl and heteroaralkyl.

Abstract: The invention provides systems and methods capable of effecting payment with a payment account that is different to the payment account associated with a payment device that initiated a payment transaction. An authorisation request message is modified by the invention to replace a cryptogram associated with the payment device with a cryptogram associated with the payment account that payment is to be taken from. A user may use a mobile communication device to communicate with a server storing associations between payment devices, such that the server can be consulted by a payment network server to determine which cryptogram to generate when modifying the authorisation request.

Abstract: The present invention provides a technical solution by which a consumer can be successfully authenticated in the scenario where the payment card or payment token provided by the consumer in an e-commerce/card not present transaction does not correspond to the payment account that is to provide the funds for effecting payment. This technical solution advantageously ensures that authentication security is not compromised whilst also enabling the consumer to enjoy the increased flexibility that comes with funding a transaction using a payment account that is not associated with the payment card/token provided by the consumer. Additionally, the present invention requires relatively little change to the configuration of the computing devices that collectively function to enable the transaction to take place (e.g. payment network computing devices, merchant computing devices, access control servers (ACS)).

Abstract: According to one aspect there is provided a method comprising a secondary payment device: receiving a device primary account number (DPAN) and a funding source proxy (FSP) derived from a funding primary account number (FPAN) of a funding source according to a predetermined algorithm; and transmitting a secondary payment device transaction request comprising said DPAN and said FSP to a payment terminal. According to another aspect there is provided a method comprising a payment terminal: receiving a secondary payment device transaction request comprising a device primary account number (DPAN) and a funding source proxy (FSP) derived from a funding primary account number (FPAN) of a funding source according to a predetermined algorithm; responsive thereto, determining that the FSP is not present on a deny list stored at the payment terminal; and responsive thereto, authorizing said secondary payment device transaction request.

Abstract: According to a first aspect there is provided a method of identifying the funding source of an electronic transaction, said method comprising a payment terminal: receiving a transaction request comprising one or more credentials from a payment device; and determining whether said credentials comprise a funding source proxy (FSP) and, if not, generating the FSP from one or more of said credentials according to a predetermined algorithm stored on said payment terminal; wherein the funding source proxy is derived from a funding primary account number (FPAN) of a funding source of said payment device. Other aspects provide a method of blocking an electronic transaction, a method of authorising an electronic transaction, a method performed by a payment terminal and a method of provisioning a device with payment capability.

Abstract: During recent years, chip-based transactions has been changing from mainly physical, like a chipcard, to mainly virtual, such as a software application on a mobile device. Although such mobile devices are very powerful compared to a conventional chip card, the data interactions with POI terminals must still be compliant with relevant specifications and standards such as the EMV standards. A computer implemented transaction method is provided that enables a first application to be switched with a second application whilst the transaction is in progress, and without loss of information relating to the transaction.

Abstract: A process for aligning discontinuous fibers, and composite products and mats comprised of highly aligned discontinuous fibers, including products of the process. Aligned discontinuous fiber composite products include a matrix of fibers, each fiber having a longitudinal fiber axis, the composite comprising a free, uncut edge extending along an edge axis. The longitudinal fiber axis of a majority of the fibers in the composite product are aligned within a predetermined alignment tolerance of an alignment axis non-parallel to the edge axis. Aligned discontinuous fiber mats may have a first areal density of fibers in a first region of the composite located inward relative to the free, uncut edge, and a second area density at or adjacent to the free, uncut edge.

Abstract: Systems and methods for additive fabrication include directed thermal sensors, directed heating elements, and directed cooling elements. These elements detect, control, and modulate the temperature of freshly laid and adjacent roads during the fabrication of an object by the system. Such control, detection, and modulation improves road fusion and enables the fabrication of unsupported overhangs that are otherwise unattainable.

Abstract: In one example, a wheel includes an annular body having a central axis; and multiple concentric grooves in the body surrounding the central axis. A first one of the grooves penetrates the body from a first side and a second one of the grooves penetrates the body from a second side opposite the first side.

Abstract: There is provided a computer-implemented method for management of a transaction device with a contactless interface, the method being performed by a mobile device. The method comprises accessing a mobile service application installed on the mobile device, authenticating a user at the mobile device, establishing a management operation associated with the transaction device. The method further comprises the mobile device requesting a response from the transaction device associated with the management operation via the contactless interface, the transaction device generating the response and providing it to the mobile device; and the mobile service application using the response to effect the management operation. There is also provided a suitably configured mobile device and transaction device for performance of the above-described methods.

Abstract: During recent years, chip-based transactions has been changing from mainly physical, like a chipcard, to mainly virtual, such as a software application on a mobile device. Although such mobile devices are very powerful compared to a conventional chip card, the data interactions with POI terminals must still be compliant with relevant specifications and standards such as the EMV standards. A computer implemented transaction method is provided that enables a first application to be switched with a second application whilst the transaction is in progress, and without loss of information relating to the transaction.