Patents by Inventor John W. Templer, Jr.

John W. Templer, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 6856965
    Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
    Type: Grant
    Filed: June 28, 1999
    Date of Patent: February 15, 2005
    Assignee: ATC Realty Fifteen, Inc.
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6786398
    Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
    Type: Grant
    Filed: February 28, 2000
    Date of Patent: September 7, 2004
    Assignee: ATC Realty FIfteen, Inc.
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6695204
    Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
    Type: Grant
    Filed: March 17, 2000
    Date of Patent: February 24, 2004
    Assignee: ATC Realty Fifteen, Inc.
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6286756
    Abstract: A cardless automated financial transaction apparatus includes an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer, a biometric device configured to receive biometric information about the customer, a storage device including a database of customer information, the customer information including stored biometric information, a connection to a banking network provider, and an electronic processor. The processor is configured to receive the input signals from the input device, receive biometric information from the biometric device, and access the database of customer information in response to the input signals to obtain data about the customer identified by the customer identifier, the data including stored biometric information for the customer.
    Type: Grant
    Filed: February 28, 2000
    Date of Patent: September 11, 2001
    Assignee: InnoVentry Corporation
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6149056
    Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
    Type: Grant
    Filed: May 12, 1997
    Date of Patent: November 21, 2000
    Assignee: Mr. Payroll Corporation
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6145738
    Abstract: An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check reader configured to receive and read a check to be processed, a cash dispenser, and an electronic processor. The processor is configured to receive the input signals from the input device, receive information about the check to be processed from the check reader, access the database of customer information to obtain data about the customer, and determine automatically whether to accept or reject the check based on the input signals, the received information about the check, and the data about the customer. Upon accepting the check, the processor signals the cash dispenser to dispense cash to the customer. The processor may be further configured to confirm the identity of the customer based on biometric information about the customer.
    Type: Grant
    Filed: May 12, 1997
    Date of Patent: November 14, 2000
    Assignee: Mr. Payroll Corporation
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower
  • Patent number: 6045039
    Abstract: A cardless automated financial transaction apparatus includes an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer, a biometric device configured to receive biometric information about the customer, a storage device including a database of customer information, the customer information including stored biometric information, a connection to a banking network provider, and an electronic processor. The processor is configured to receive the input signals from the input device, receive biometric information from the biometric device, and access the database of customer information in response to the input signals to obtain data about the customer identified by the customer identifier, the data including stored biometric information for the customer.
    Type: Grant
    Filed: October 16, 1997
    Date of Patent: April 4, 2000
    Assignee: Mr. Payroll Corporation
    Inventors: Michael C. Stinson, John W. Templer, Jr., Dyron Clower