Patents by Inventor John Wickens Lamb Merrill

John Wickens Lamb Merrill has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12248858
    Abstract: A system and method includes obtaining an incumbent model and a candidate model, generating a plurality of synthetic model input datasets, computing, for each synthetic model input dataset, a model performance efficacy metric and a model fairness efficacy metric for the incumbent model based on assessing model output data of the incumbent model that corresponds to each respective synthetic model input dataset of the plurality of synthetic model input datasets, computing, for each synthetic model input dataset, a model performance efficacy metric and a model fairness efficacy metric for the candidate model based on assessing model output data of the candidate model that corresponds to each respective synthetic model input dataset of the plurality of synthetic model input datasets, computing, for the candidate model, a disparity-mitigating model viability score, and displaying, via a graphical user interface, a representation of the candidate model in association with the disparity-mitigating model viability sc
    Type: Grant
    Filed: June 12, 2024
    Date of Patent: March 11, 2025
    Assignee: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20240428133
    Abstract: A system and method includes obtaining an incumbent model and a candidate model, generating a plurality of synthetic model input datasets, computing, for each synthetic model input dataset, a model performance efficacy metric and a model fairness efficacy metric for the incumbent model based on assessing model output data of the incumbent model that corresponds to each respective synthetic model input dataset of the plurality of synthetic model input datasets, computing, for each synthetic model input dataset, a model performance efficacy metric and a model fairness efficacy metric for the candidate model based on assessing model output data of the candidate model that corresponds to each respective synthetic model input dataset of the plurality of synthetic model input datasets, computing, for the candidate model, a disparity-mitigating model viability score, and displaying, via a graphical user interface, a representation of the candidate model in association with the disparity-mitigating model viability sc
    Type: Application
    Filed: June 12, 2024
    Publication date: December 26, 2024
    Applicant: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Patent number: 12169766
    Abstract: Systems and methods for training models to improve fairness.
    Type: Grant
    Filed: December 12, 2023
    Date of Patent: December 17, 2024
    Assignee: ZestFinance, Inc.
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill
  • Patent number: 12131241
    Abstract: Methods, non-transitory computer readable media, and model evaluations systems for understanding diverse machine learning models (MLMs) are disclosed. In some examples, a feature contribution value is determined for features included in a reference or evaluation input data set. The evaluation input data set represents a protected class population and each feature contribution value identifies a contribution by a feature to a difference in output generated by an MLM for the evaluation input data set. Model explanation information is generated using the feature contribution values and execution of the MLM is monitored. The model explanation information explains the difference in output generated by the MLM for the evaluation input data set and includes information relating to a model-based decision. A report is generated from a knowledge graph for the MLM and output via a GUI to an operator device that includes the model explanation information.
    Type: Grant
    Filed: October 19, 2023
    Date of Patent: October 29, 2024
    Assignee: ZestFinance, Inc.
    Inventors: John Wickens Lamb Merrill, Geoffrey Michael Ward, Sean Javad Kamkar, John Joseph Beahan, Jr., Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik
  • Patent number: 12039457
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Grant
    Filed: December 27, 2023
    Date of Patent: July 16, 2024
    Assignee: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20240135186
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Application
    Filed: December 27, 2023
    Publication date: April 25, 2024
    Applicant: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20240127125
    Abstract: Systems and methods for training models to improve fairness.
    Type: Application
    Filed: December 12, 2023
    Publication date: April 18, 2024
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill
  • Patent number: 11934960
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Grant
    Filed: May 1, 2023
    Date of Patent: March 19, 2024
    Assignee: Fairness-as-a-Service
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20240070487
    Abstract: Systems and methods for generating and processing modeling workflows are disclosed. In some examples, a reference distribution of scores generated by a model is determined. The reference distribution of scores is recorded in a structured database. One or more unexpected scores are detected during execution of the model. To detect the one or more unexpected scores, a production distribution of scores is compared with the reference distribution of scores recorded in the structured database. The production distribution of scores is generated by the model for a production input data set. An alert is then provided to an external system, when an alert condition is determined to be satisfied based on the comparison. The alert indicates detection of the one or more unexpected scores.
    Type: Application
    Filed: November 7, 2023
    Publication date: February 29, 2024
    Inventors: Douglas C. Merrill, Armen Donigian, Eran Dvir, Sean Javad Kamkar, Evan George Kriminger, Vishwaesh Rajiv, Michael Edward Ruberry, Ozan Sayin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, John J. Beahan, JR., John Wickens Lamb Merrill, Esfandiar Alizadeh, Liubo Li, Carlos Alberta Huertas Villegas, Feng Li, Randolph Paul Sinnott, JR.
  • Publication number: 20240046158
    Abstract: Methods, non-transitory computer readable media, and model evaluations systems for understanding diverse machine learning models (MLMs) are disclosed. In some examples, a feature contribution value is determined for features included in a reference or evaluation input data set. The evaluation input data set represents a protected class population and each feature contribution value identifies a contribution by a feature to a difference in output generated by an MLM for the evaluation input data set. Model explanation information is generated using the feature contribution values and execution of the MLM is monitored. The model explanation information explains the difference in output generated by the MLM for the evaluation input data set and includes information relating to a model-based decision. A report is generated from a knowledge graph for the MLM and output via a GUI to an operator device that includes the model explanation information.
    Type: Application
    Filed: October 19, 2023
    Publication date: February 8, 2024
    Inventors: John Wickens Lamb Merrill, Geoffrey Michael Ward, Sean Javad Kamkar, John Joseph Beahan, JR., Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik
  • Patent number: 11893466
    Abstract: Systems and methods for training models to improve fairness.
    Type: Grant
    Filed: January 12, 2021
    Date of Patent: February 6, 2024
    Assignee: ZESTFINANCE, INC.
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill
  • Patent number: 11847574
    Abstract: Systems and methods for generating and processing modeling workflows.
    Type: Grant
    Filed: April 25, 2019
    Date of Patent: December 19, 2023
    Assignee: ZESTFINANCE, INC.
    Inventors: Douglas C. Merrill, Armen Avedis Donigian, Eran Dvir, Sean Javad Kamkar, Evan George Kriminger, Vishwaesh Rajiv, Michael Edward Ruberry, Ozan Sayin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, John J. Beahan, Jr., John Wickens Lamb Merrill, Esfandiar Alizadeh, Liubo Li, Carlos Alberta Huertas Villegas, Feng Li, Randolph Paul Sinnott, Jr.
  • Patent number: 11816541
    Abstract: Systems and methods for understanding diverse machine learning models.
    Type: Grant
    Filed: November 19, 2019
    Date of Patent: November 14, 2023
    Assignee: ZestFinance, Inc.
    Inventors: John Wickens Lamb Merrill, Geoffrey Michael Ward, Sean Javad Kamkar, John Joseph Beahan, Jr., Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik
  • Publication number: 20230267334
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Application
    Filed: May 1, 2023
    Publication date: August 24, 2023
    Applicant: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Patent number: 11676037
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Grant
    Filed: December 5, 2022
    Date of Patent: June 13, 2023
    Assignee: Fairness-as-a-Service, Inc.
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20230177346
    Abstract: A system and method includes generating approximate distributions for distinct classes of data samples; computing a first partial Jensen-Shannon (JS) divergence and a second partial JS divergence based on the approximate distribution of the disparity affected class of data samples with reference to the approximate distribution of the control class of data samples; computing a disparity divergence based on the first partial JS divergence and the second partial JS divergence; generating a distribution-matching term based on the disparity divergence, wherein the distribution-matching term mitigates an inferential disparity between the control class of data samples and the disparity affected class of data samples during a training of an unconstrained artificial neural network; constructing a disparity-constrained loss function based on augmenting a target loss function with the distribution-matching term; and transforming the unconstrained ANN to a disparity-constrained ANN based on a training of the unconstraine
    Type: Application
    Filed: December 5, 2022
    Publication date: June 8, 2023
    Inventors: John Wickens-Lamb Merrill, Kareem Saleh, Mark Eberstein
  • Publication number: 20230105547
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer-storage media, for machine learning model fairness and explainability. In some implementations, a method includes obtaining data relating to a plurality of potential borrowers; providing the data to the trained machine learning model; obtaining, by the trained machine learning model’s processing of the provided data, the one or more outputs of the trained machine learning model; and automatically generating a report that explains the one or more outputs of the trained machine learning model with respect to one or more fairness metrics and one or more accuracy metrics; and providing the automatically generated report for display on a user device.
    Type: Application
    Filed: September 12, 2022
    Publication date: April 6, 2023
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Marc Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill, Geoff Ward, Lingzhi Du, Drew Gifford
  • Publication number: 20210133870
    Abstract: Systems and methods for training models to improve fairness.
    Type: Application
    Filed: January 12, 2021
    Publication date: May 6, 2021
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill
  • Patent number: 10977729
    Abstract: Systems and methods for training models to improve fairness.
    Type: Grant
    Filed: March 18, 2020
    Date of Patent: April 13, 2021
    Assignee: ZestFinance, Inc.
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Mark Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, John Wickens Lamb Merrill
  • Publication number: 20200302524
    Abstract: Systems and methods for training models to improve fairness.
    Type: Application
    Filed: March 18, 2020
    Publication date: September 24, 2020
    Inventors: Sean Javad Kamkar, Michael Egan Van Veen, Feng Li, Marc Frederick Eberstein, Jose Efrain Valentin, Jerome Louis Budzik, Douglas C. Merrill, John Wickens Lamb Merrill