Abstract: A panel system provides a prefabricated exterior building façade. Various wall claddings and clips for hanging wall claddings are discussed. Panel connector parts are disclosed for hanging wall cladding panels against a building wall. Panel connector parts are disclosed for hanging dual layers of insulating material against a building wall with a drainage cavity or gap defined between the dual layers. A wall cladding system includes: a building wall; a plurality of wall cladding panels each comprising insulating material and defining an external face, a rear face, and side edges, with adjacent of the wall cladding panels abutting one another along respective side edges; panel connector parts mounted on the building wall and mounting the plurality of wall cladding panels as a continuous thermal break layer against the building wall.

Abstract: This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one or more factors to the interacting party; retrieving, from the interaction database (where there is one or more historical interaction record(s) related to the interacting party), historical interaction data; determining from the retrieved historical interaction data a predicted processing time for the interaction; and determining, based on the interaction settlement due date and the predicted processing time, the suggested action initiation time.

Abstract: A panel system provides a prefabricated exterior building façade. Various wall claddings and clips for hanging wall claddings are discussed. A wall cladding system includes: a building wall; a plurality of wall cladding planks; a plurality of fasteners extending through respective apertures in the plurality of wall cladding planks to secure the plurality of wall cladding planks to the building wall, in which each fastener has a head and a shaft, and the shaft mounts a spacer behind a rear face of the respective wall cladding plank to define a drainage gap between the wall cladding planks and the building wall. A wall cladding plank clip includes a fastener with a head and a shaft; a drainage gap spacer mounted on the shaft; and a front washer plate mounted on the shaft between the head and the drainage gap spacer.

Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.

Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.

Abstract: Computer-implemented methods for automatically identifying and configuring transfer targets in a transaction system are disclosed. Such a method may include: identifying a location associated with a first account. The first account may be associated with an account holder. A set of known transfer targets associated with the identified location is identified. Based on transaction data for one or more accounts associated with the account holder, a processor identifies transactions involving the transfer targets. One or more transactions involving a particular one of the transfer targets may be determined to correspond to one or more transfers to the particular one of the transfer targets. A prompt for presentation by a client device to add the particular one of the transfer targets to a transfer interface may then be generated. Related systems and computer-readable media are also disclosed.

Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.

Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.

Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.

Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.

Abstract: This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one or more factors to the interacting party; retrieving, from the interaction database (where there is one or more historical interaction record(s) related to the interacting party), historical interaction data; determining from the retrieved historical interaction data a predicted processing time for the interaction; and determining, based on the interaction settlement due date and the predicted processing time, the suggested action initiation time.

Abstract: Described are processing devices for detecting and addressing anomalies in data retrieval requests. According to some aspects, the processing device(s) are part of a first entity computing system and receives data retrieval request(s) from a second entity computing system. The processing device(s): extracts profile identity data, data retrieval parameter(s) and request type data from the data retrieval request(s); and retrieves data retrieval rules comprising an indication that the requested is to be retrieved automatically and historical retrieval request data associated with the second entity computing system comprising at least one prior data retrieval request of the second entity computing system. In response to determining that the data retrieval request comprises a request anomaly based on the historical retrieval request data, the processing device(s) generates and transmits alert data for receipt by a computing device and receives reply data responsive to the alert from the computing device.

Abstract: An entity computing system for retrieving and consolidating data associated with a plurality of records for transmission to a second entity computing system is described. The entity computing system comprises a memory storing computer-executable instructions and at least one processing device. The processing device(s) receive request(s) to retrieve and consolidate data from multiple data sources associated with multiple records. The request comprises an apportionment rule indicating data to be retrieved from each of the data sources and consolidated for transmission to the second entity computing system via a secure network. The record(s) and data source(s) associated with the entity computing system are determined. Data in respect of the data source(s) associated with the entity computing system is retrieved according to the apportionment rule, stored in a consolidated data source and transmitted for receipt by the second entity computing system.

Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.

Abstract: An electro-acoustic transducer is manufactured by forming a transducer assembly at least one piezoelectric element, electrodes contacting the element, and acoustic loading blocks, and applying successive superposed mouldings of material of differing acoustic properties around said transducer assembly to form the transducer, while maintaining electrical coupling between the transducer assembly and the exterior of the transducer, the mouldings providing at least one acoustic matching layer covering a radiating surface of the transducer assembly, a casing surrounding the remainder of the transducer assembly, at least one layer of acoustic isolating material between the casing and the transducer assembly. The successive layers may either be moulded in situ, or moulded separately and then assembled.

Abstract: Fuel gas produced e.g. in a fluid bed gasifier and which comprises deposit-forming materials such as heavy hydrocarbons (e.g. tars) and non-combustible fines is passed via conduits and solid-removing cyclones to a burner for admixture with air and subsequent combustion. Deposits formed in the conduits cyclones and burner are removed by closing off the burner outlet and air inlet, and passing a deposit-removing reactant (e.g. air) into the conduit to oxidize and thereby remove deposits, particularly from the cyclones. Preferably, there are at least two burners for the fuel gas, and they are closed off alternately to remove deposits from their respective conduits and cyclones.

Abstract: Substantially sulfur-free combustible fuel gas under superatmospheric pressure is produced by partial combustion or gasification under superatmospheric pressure of a sulfur-containing solid, liquid or gaseous fuel. The gasification is effected within a fluidized bed of particles containing alkaline earth metal compounds (e.g. the oxides) which are capable of reacting with, and of fixing, the fuel sulfur as sulfides under reducing conditions. Sulfide-containing particles are exposed to an oxidizing atmosphere and the sulfides are thereby converted to oxides with the liberation of SO.sub.2 in useful concentrations, and with the liberation of heat. Particles containing regenerated oxides are re-used for fixing more sulfur during fuel gasification. Expedients are described by which it is ensured that the sulfur-fixing activity of the particles is substantially maintained and that the temperatures of the particles during sulfur-fixing and regeneration are maintained within predetermined ranges.