Patents by Inventor John Zemaitis

John Zemaitis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10922930
    Abstract: Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.
    Type: Grant
    Filed: December 23, 2019
    Date of Patent: February 16, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, Jr., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20200134984
    Abstract: Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.
    Type: Application
    Filed: December 23, 2019
    Publication date: April 30, 2020
    Applicant: Bank of America Corporation
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, JR., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Patent number: 10515518
    Abstract: Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.
    Type: Grant
    Filed: May 18, 2017
    Date of Patent: December 24, 2019
    Assignee: Bank of America Corporation
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, Jr., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20180336766
    Abstract: Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.
    Type: Application
    Filed: May 18, 2017
    Publication date: November 22, 2018
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, JR., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20180336555
    Abstract: A system for identifying unauthorized resource transfer events and/or unauthorized tangible resource items at resource transfer events. The unauthorized resource transfer events and/or tangible resource items may be identified while the resource transfer event is occurring (e.g., in real-time); thereby, allowing for the prevention of the completion of the event or other actions, such as deactivating the node, sequestering the resource items, and/or reconfiguring the security protocol.
    Type: Application
    Filed: May 18, 2017
    Publication date: November 22, 2018
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, JR., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20180336508
    Abstract: Embodiments of the present invention provide a system for providing techniques, computer networks, and monitoring systems for managing and operating a nodal resource grid system in which resource notes are received, dispensed, and transferred throughout the nodal network. The nodal network may include or comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for unique identifiers as they are received and/or dispensed at the nodes in real-time. These unique identifiers allow the system to track individual resource notes as they progress through the nodal network. The information about resource notes at each node can be recorded and stored in real-time, and information about the health of the network can be provided as visual representations to computing devices of a managing user.
    Type: Application
    Filed: May 18, 2017
    Publication date: November 22, 2018
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, JR., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20180336536
    Abstract: A system for tracking tangible resource items as they are outputted and/or inputted at resource transfer events. In specific implementations the resource items are tracked while the resource transfer events is occurring, such that, the user can confirm the resource transfer event or otherwise be notified of other resource options prior to the completion of the resource transfer event. In addition the tracking of the input and output of the tangible resource items provides for a user's transfer event ledger to reflect use of tangible resource items at resource transfer events.
    Type: Application
    Filed: May 18, 2017
    Publication date: November 22, 2018
    Inventors: Kerry Michelle Cantley, David Joseph Koval, Kristy Lynn Monk, Keith Dion Owes, Brett C. Carter, James Wayland Pierce, JR., John Zemaitis, Kim Leah Bunn, Sherri Sullivan, Matthew Joseph Wallace, Veronica Smith
  • Publication number: 20140156785
    Abstract: Generating user notifications comprises generating a notification-preference file associated with a user account. User preferences associated with a user are stored in the notification-preference file. The notification-preference file is sent to a data module. A notification request according to the user preferences in the notification-preference file is received from the data module. A notification message is generated in a plurality of media types according to the user preferences in the notification-preference file. The notification message is communicated to the user using the plurality of media types indicated in the user preferences.
    Type: Application
    Filed: December 4, 2012
    Publication date: June 5, 2014
    Applicant: Bank of America Corporation
    Inventors: Venkat Kammula, John Zemaitis