Abstract: A system and method is provided to generate personalized savings recommendation and/or needed assignments of reference-date dependent investments. Recommendations and assignments are based on differences between a investor profile and an ideal representative that was used to construct the investments. The system provides a configurable increasing level of financial service based on a Methodology Publisher's configuration for reference date based investments. A forecast simulation system is provided for each investor with various optimizers by the Methodologically Publisher to provide various level of financial services and portfolio recommendations for reference date dependent investments. Reports may be provided to investors illustrating progress toward goals and highlighting distribution of potential risky outcomes. An online inter-active mode may allow an investor to provide further profile information and customize a solution to their needs.

Abstract: A system and method is provided to generate personalized savings recommendation and/or needed assignments of reference-date dependent investments. Recommendations and assignments are based on differences between a investor profile and an ideal representative that was used to construct the investments. The system provides a configurable increasing level of financial service based on a Methodology Publisher's configuration for reference date based investments. A forecast simulation system is provided for each investor with various optimizers by the Methodologically Publisher to provide various level of financial services and portfolio recommendations for reference date dependent investments. Reports may be provided to investors illustrating progress toward goals and highlighting distribution of potential risky outcomes. An online inter-active mode may allow an investor to provide further profile information and customize a solution to their needs.

Abstract: A system and method is provided to generate personalized savings recommendation and/or needed assignments of reference-date dependent investments. Recommendations and assignments are based on differences between a investor profile and an ideal representative that was used to construct the investments. The system provides a configurable increasing level of financial service based on a Methodology Publisher's configuration for reference date based investments. A forecast simulation system is provided for each investor with various optimizers by the Methodologically Publisher to provide various level of financial services and portfolio recommendations for reference date dependent investments. Reports may be provided to investors illustrating progress toward goals and highlighting distribution of potential risky outcomes. An online inter-active mode may allow an investor to provide further profile information and customize a solution to their needs.

Abstract: A system and method of automatically benchmarking and evaluating individual reference-date dependent investments and families of such investments using their historic returns performance is provided. A Glide Path Style Analysis creates a custom replication strategy that is a reference date dependent trajectory of portfolio allocations for any family of target date investments using reference benchmarks for the behavior attribution. The GPSA uses periodic RBSA to create estimate history of appropriately dated portfolio style allocations for each member from a family of TDF.

Abstract: A system and method is provided to generate personalized savings recommendation and/or needed assignments of reference-date dependent investments. Recommendations and assignments are based on differences between a investor profile and an ideal representative that was used to construct the investments. The system provides a configurable increasing level of financial service based on a Methodology Publisher's configuration for reference date based investments. A forecast simulation system is provided for each investor with various optimizers by the Methodologically Publisher to provide various level of financial services and portfolio recommendations for reference date dependent investments. Reports may be provided to investors illustrating progress toward goals and highlighting distribution of potential risky outcomes. An online inter-active mode may allow an investor to provide further profile information and customize a solution to their needs.

Abstract: The present invention provides a secure, efficient, simple and operator-independent method for generating an electronic signature, for execution by a processing unit in a mobile terminal. The method comprises the steps of receiving an electronic message, fetching a basic key from a memory area, inputting a credential from a user, generating a dynamic key based on the basic key and the credential, and generating an electronic signature for the message using the dynamic key. The invention further comprises a corresponding method for verifying the electronic signature, for execution by a verification server.

Abstract: An electrode for use in industrial processes is provided with a mark. The marking apparatus comprises an information unit for providing a mark (110) representing some form of information relating to the electrode (100). The mark is arranged as a part of the electrode. A corresponding electrode mark reading apparatus for providing information related to an electrode includes a radiation unit for directing radiation towards the electrode, a detection unit for detecting radiation reflected by or transmitted through at least a part of the electrode, and for converting the detected radiation into a converted signal. A decoding unit is adapted to transform the converted signal into a decoded signal. A part of the decoded signal is related to a mark on the electrode. Conversion elements for converting the decoded signal into an electrode code is provided for obtaining code representing a feature related to the electrode.

Abstract: A system and method for a money pools system is presented. The money pools system includes a plurality of financial positions that are allocated to a plurality of pools. A category may be used to contain a grouping of pools. Multiple categories allow a user to view aggregated financial positions that are common to the multiple categories. New pools and categories may be created by a user, a financial institution, and/or a third party. Pool systems may also incorporate pool templates to facilitate the creation of pools. Pool templates may also be shared over a network of interconnected money pool systems.

Abstract: Gas detection or monitoring apparatus mainly comprising, an optical source unit including a tunable diode laser, an optical detection unit including a light sensitive detector, the source and the detector being arranged so that light from the source propagates through a gas measurement volume prior to being received by the detector, and the source being adapted to scan the light wavelength across one or more expected absorption lines of gases in the measurement volume, a control and processing unit for control and modulation of the source and processing of the detected signal and for calculating at least one digital value representing (a) gas concentrations in the gas measurement volume, wherein said control and processing unit is coupled to the source via a digital-to-analogue (D/A) converter, and the detector output signal is coupled to the input of an analogue-to-digital (A/D) converter, and the output of the A/D converter is coupled to the processing unit.