Abstract: A binder for receiving and retaining loose leaf papers comprising a cover, a binding mechanism coupled to the cover, and a hole punch coupled to the cover. The hole punch is configured to punch a set of holes in a sheet of paper such that the binding mechanism can be received through the set of holes to receive and retain the paper in the binder.

Abstract: An expandable outside pocket is provided on one panel of a binder. This pocket includes a releasable closure to control expansion of the pocket. In one configuration, the outside pocket includes a zippered gusset, where the zipper can be closed to prevent expansion of the pocket capacity. The gusset and zipper configuration enables the pocket to be expanded when it is desired to increase the size of the pocket in order to accommodate larger items such as books, but also enables the gusset to be held in a non-extendable position when the pocket does not need to be expanded, such as when the pocket is only used to carry papers or slim folders. A second zipper is preferably also provided in order to control access to the pocket. In another configuration, the outside pocket includes gussets along its sides which facilitate expansion of the pocket, and a single zipper provides access to the pocket interior when unzipped and also enables the pocket to expand when unzipped.

Abstract: A binder for receiving and retaining loose leaf papers comprising a cover, a binding mechanism coupled to the cover, and a hole punch coupled to the cover. The hole punch is configured to punch a set of holes in a sheet of paper such that the binding mechanism can be received through the set of holes to receive and retain the paper in the binder.

Abstract: A method for marketing a school and office product system including the step of packaging a school and office product with a data storage device. The data storage device includes a program which enables the user to customize or personalize the school and office product. The method further includes the step of offering the packaged product and storage device for sale as a unit. The invention also includes a method for marketing a school and office product system including the step of packaging a school and office product with a data storage device. The data storage device includes a program which can aid a user in completing school projects. The method further includes the step of offering the packaged product and storage device for sale as a unit.

Abstract: A binder for receiving and retaining loose leaf papers including a cover, a binding mechanism coupled to the cover, and a hole punch mechanism coupled to the cover. The hole punch mechanism includes a base and a handle movable relative to the base. The handle includes a set of protrusions and the base includes a set of openings aligned with the protrusions such that each protrusion can be received in a corresponding opening to punch a hole in a sheet of paper. The base includes a top portion and a bottom portion forming a cavity therebetween for receiving the punched holes. The top portion is removable to provide access to the cavity, and the holes are formed in the top portion.

Abstract: An indexing member comprising a card having a generally rectangular shape; a tab-yielding panel, along one edge of the card, folded inwardly and secured inwardly to the card; and at lease two inwardly folded tabs at spaced locations along the edge of the card, each tab being defined by a rupturable tear line adjacent the edge of the card and being retained in an inwardly folded portion by the rupturable tear line until the rupturable tear line is broken and each tab being foldable to outside the one edge of the card.

Abstract: This invention relates to a portfolio having a detachable walled member and, more particularly, a wallet member containing an electronic computing device or radio slidably secured in a pocket in the portfolio such that the wallet member can be rotated to a position outside the perimeter of the portfolio or detached from the portfolio for use. The electronic computing device contained in the walled member is preferably a calculator.