Patents by Inventor Jon T. Graff
Jon T. Graff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250365371Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: ApplicationFiled: August 7, 2025Publication date: November 27, 2025Inventors: John Talbert Jackson et al., Gene C. Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Patent number: 12401747Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: GrantFiled: June 7, 2024Date of Patent: August 26, 2025Assignee: Wells Fargo Bank, N.A.Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Publication number: 20240323279Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: ApplicationFiled: June 7, 2024Publication date: September 26, 2024Inventors: John Talbert Jackson, Gene C, Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Patent number: 12041203Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: GrantFiled: April 20, 2023Date of Patent: July 16, 2024Assignee: Wells Fargo Bank, N.A.Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Patent number: 11659087Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: GrantFiled: December 23, 2020Date of Patent: May 23, 2023Assignee: Wells Fargo Bank, N.A.Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Patent number: 10880436Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: GrantFiled: January 23, 2019Date of Patent: December 29, 2020Assignee: Weils Fargo Bank, N.A.Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
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Publication number: 20200236217Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.Type: ApplicationFiled: January 23, 2019Publication date: July 23, 2020Inventors: John Talbert Jackson, Gene C. Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen