Patents by Inventor Jon T. Graff

Jon T. Graff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250365371
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Application
    Filed: August 7, 2025
    Publication date: November 27, 2025
    Inventors: John Talbert Jackson et al., Gene C. Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Patent number: 12401747
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Grant
    Filed: June 7, 2024
    Date of Patent: August 26, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Publication number: 20240323279
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Application
    Filed: June 7, 2024
    Publication date: September 26, 2024
    Inventors: John Talbert Jackson, Gene C, Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Patent number: 12041203
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Grant
    Filed: April 20, 2023
    Date of Patent: July 16, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Patent number: 11659087
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Grant
    Filed: December 23, 2020
    Date of Patent: May 23, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Patent number: 10880436
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Grant
    Filed: January 23, 2019
    Date of Patent: December 29, 2020
    Assignee: Weils Fargo Bank, N.A.
    Inventors: John Talbert Jackson, Gene C. Baker, Jr., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen
  • Publication number: 20200236217
    Abstract: Various examples are directed to systems and methods for detecting potentially fraudulent voice calls to a financial services institution. A computing system may receive an indication of a voice call placed by a voice caller to an operator. The computing system may generate a network address indicator describing a network location. The network address indicator may be provided to the voice caller. The computing system may receive an indication of a financial services account indicated by the voice caller. The computing system may also receive an indication of an access to the network location by a remote device. The computing system may determine, using the indication of the access to the network location, a first location associated with the remote device and determine that the first location does not match a second location associated with the financial services account. The computing system may generate an alert indicating that the voice call is potentially fraudulent.
    Type: Application
    Filed: January 23, 2019
    Publication date: July 23, 2020
    Inventors: John Talbert Jackson, Gene C. Baker, JR., Jon T. Graff, Chad Otto Breunig, Kevin W. Bell, Darrell Lee Suen