Abstract: In accordance with some embodiments, systems and methods provide for assembling a patent package for a product by analyzing text descriptive of the product, determining a plurality of patents which are relevant to the product and determining a subset of the patents to be licensed patents and the remainder to be not licensed patents. In accordance with some embodiments a relevancy score may be determined for each of the patents determined to be relevant and a portion of a price for the patent package may be apportioned to each patent in the patent package based on the relevancy score of the patent. In accordance with some embodiments, the portion of the price for a patent may be determined to be a license royalty if the patent is a licensed patent and an amount of premium for future financial aid if the patent is a not licensed patent.

Abstract: A reason code and token facilitate linking of a primary and secondary merchant to allow the secondary merchant to make an offer to a customer of the first merchant. The website linking system has a reason code, a token, a schema defining information to be passed from a first website, and a validator. The token is constructed to indicate a particular customer of the first website. The reason code correlates to a specified parameter to be used when making an offer to the customer indicated by the token, and the validator and the token are constructed to indicate the schema is a valid schema to the first website. The linked merchant transaction method involves receiving a reason code from a primary merchant for a customer in response to a transaction between the primary merchant and the customer; providing an offering to the customer based upon the reason code; receiving an acceptance from the customer; and in response to the acceptance, receiving customer identifying information from the primary merchant.