Abstract: The present invention provides an E-Commerce system where a purchaser is able to purchase goods from a supplier having a website on a network such as the Internet. Payments for the purchased goods is facilitated through a gateway, which also provides for collection and delivery of the purchased goods to the purchaser by way of a delivery entity. The delivery entity is contracted by the gateway to collect the goods from the supplier's warehouse and deliver it to the purchaser. The purchaser may pay for the goods at time of purchase, where finds are held in an escrow account until authorisation by the purchaser to release these funds to the gateway is made at the point of delivery. Alternatively, the purchaser may choose to pay for goods via a mobile electronic funds transfer device upon delivery.