Abstract: There is disclosed a method and system for determining the credit worthiness of a borrower. The method comprises receiving a loan application from a prospective borrower. Transaction history for the prospective borrower is retrieved. A category is determined for each transaction in the transaction history. Transaction data metrics are determined for each category. A first machine learning algorithm (MLA) uses the transaction data metrics to predict a likelihood that the loan application will be approved. A second MLA uses the transaction data metrics to predict a likelihood that the loan will be repaid. The loan is approved or denied based on the predicted likelihoods.

Abstract: Embodiments of the invention provide a fire extinguishing system including an electronic control unit in communication with a software library, a foam proportioning system including foam proportioning equipment, and a smart connector. The smart connector includes a controller, and the smart connector is connected to the foam proportioning equipment. The controller automatically initiates an authentication procedure when the smart connector is connected to the electronic control unit. The controller causes the electronic control unit to automatically unlock at least one routines in the software library after the authentication procedure is complete to enable control of the foam proportioning equipment.

Abstract: Embodiments of the invention provide a fire-extinguishing system and method for injecting foamant into a stream of water. The system can include a flow meter determining a flow rate of the stream of water and a foam pump having an inlet coupled to a supply of foamant and an outlet coupled to the stream of water. The system includes a servo motor driving the foam pump. The servo motor includes a sensor used to determine a rotor shaft speed and/or a rotor shaft torque.

Abstract: Embodiments of the invention provide a redundant stationary fire fighting system and method for use in a structure coupled to a water supply and a main water pump(s) that generates a water stream. The system includes one or more water flow meters to measure the water stream and generate a water flow signal. The system includes a primary foam proportioning system and a redundant secondary foam proportioning system, each including a foam pump, a motor, a foam flow meter, and a controller. The controller is configured to automatically operate the foam pump based on the water flow signal in order to inject liquid foam concentrate directly into the water stream. The redundant secondary foam proportioning system can be automatically started in case of component failure in the primary foam proportioning system.

Abstract: Embodiments of the invention provide a foam proportioning system powered by a battery, with the system including a pump, a pump motor, and a solid state contactor. The solid state contactor includes a battery terminal connected to the battery, a load terminal connected to the pump motor, and an enable switch. The enable switch selectively connects the battery terminal and the load terminal in order to form a power line carrying a current from the battery to the pump motor. A state of the enable switch is based on the current being drawn through the power line by the pump motor. The enable switch is closed in order for the solid state contactor to provide power to the pump motor when the current through the power line is between about zero amps and about 80 amps.

Abstract: Embodiments of the invention provide a fire-extinguishing system for injecting foamant into a stream of water. The system can include a flow meter determining a flow rate of the stream of water and a foam pump having an inlet coupled to a supply of foamant and an outlet coupled to the stream of water. The system includes a servo motor driving the foam pump. The servo motor includes a sensor used to determine a rotor shaft speed and/or a rotor shaft torque. A controller can control an operating speed of the servo motor using closed-loop control depending on the flow rate and the rotor shaft speed and/or the rotor shaft torque.

Abstract: Embodiments of the invention provide a redundant stationary fire fighting system and method for use in a structure coupled to a water supply and a main water pump(s) that generates a water stream. The system includes one or more water flow meters to measure the water stream and generate a water flow signal. The system includes a primary foam proportioning system and a redundant secondary foam proportioning system, each including a foam pump, a motor, a foam flow meter, and a controller. The controller is configured to automatically operate the foam pump based on the water flow signal in order to inject liquid foam concentrate directly into the water stream. The redundant secondary foam proportioning system can be automatically started in case of component failure in the primary foam proportioning system.

Abstract: A method and apparatus for installing a foam proportioning system into existing fire fighting equipment is provided. The method can include installing a foam proportioning library into a first application of a processor of the existing fire fighting equipment and installing a foam proportioning support into a second application of a display of the existing fire fighting equipment. The method can also include connecting a foam proportioner to the processor, receiving user inputs with the display, and processing the user inputs with the second application and the foam proportioning support. The method can further include transmitting the user inputs to the processor and operating the foam proportioner in response to the user inputs with the first application and the foam proportioning library.

Abstract: Embodiments of the invention provide a fire extinguishing system including an electronic control unit in communication with a software library, a foam proportioning system including foam proportioning equipment, and a smart connector. The smart connector includes a controller, and the smart connector is connected to the foam proportioning equipment. The controller automatically initiates an authentication procedure when the smart connector is connected to the electronic control unit. The controller causes the electronic control unit to automatically unlock at least one routines in the software library after the authentication procedure is complete to enable control of the foam proportioning equipment.

Abstract: Embodiments of the invention provide a fire-extinguishing system and method for injecting foamant into a stream of water. The system can include a flow meter determining a flow rate of the stream of water and a foam pump having an inlet coupled to a supply of foamant and an outlet coupled to the stream of water. The system includes a servo motor driving the foam pump. The servo motor includes a sensor used to determine a rotor shaft speed and/or a rotor shaft torque.

Abstract: Embodiments of the invention provide a fire-extinguishing system and method for injecting foamant into a stream of water. The system can include a flow meter determining a flow rate of the stream of water and a foam pump having an inlet coupled to a supply of foamant and an outlet coupled to the stream of water. The system includes a servo motor driving the foam pump. The servo motor includes a sensor used to determine a rotor shaft speed and/or a rotor shaft torque.

Abstract: Embodiments of the invention provide a fire-extinguishing system for injecting foamant into a stream of water. The system can include a flow meter determining a flow rate of the stream of water and a foam pump having an inlet coupled to a supply of foamant and an outlet coupled to the stream of water. The system includes a servo motor driving the foam pump. The servo motor includes a sensor used to determine a rotor shaft speed and/or a rotor shaft torque. A controller can control an operating speed of the servo motor using closed-loop control depending on the flow rate and the rotor shaft speed and/or the rotor shaft torque.

Abstract: A method and apparatus for installing a foam proportioning system into existing fire fighting equipment is provided. The method can include installing a foam proportioning library into a first application of a processor of the existing fire fighting equipment and installing a foam proportioning support into a second application of a display of the existing fire fighting equipment. The method can also include connecting a foam proportioner to the processor, receiving user inputs with the display, and processing the user inputs with the second application and the foam proportioning support. The method can further include transmitting the user inputs to the processor and operating the foam proportioner in response to the user inputs with the first application and the foam proportioning library.

Abstract: Embodiments of the invention provide a foam proportioning system powered by a battery, with the system including a pump, a pump motor, and a solid state contactor. The solid state contactor includes a battery terminal connected to the battery, a load terminal connected to the pump motor, and an enable switch. The enable switch selectively connects the battery terminal and the load terminal in order to form a power line carrying a current from the battery to the pump motor. A state of the enable switch is based on the current being drawn through the power line by the pump motor. The enable switch is closed in order for the solid state contactor to provide power to the pump motor when the current through the power line is between about zero amps and about 80 amps.

Abstract: Embodiments of the invention provide a stationary fire fighting system for retrofitting into a structure. The system can include a flowmeter in fluid communication with a water line in the structure. The flowmeter can generate a flow rate signal. The system can include a controller connected to the flowmeter and a proportioner pump connected to the controller. The system can include an additive supply tank in fluid communication with the proportioner pump. The controller can operate the proportioner pump based on the flow rate signal to provide additive from the additive supply tank to the water line to create a solution. The system can include at least one sprinkler head to distribute the solution within the structure.