Patents by Inventor Jonathan Hromi
Jonathan Hromi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230053709Abstract: The Computationally Efficient Transfer Processing, Auditing, and Search Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms transaction record inputs via SOCOACT components into matrix and list tuple outputs for computationally efficient auditing. A blockchain transaction data auditing apparatus comprises a blockchain recordation component, a matrix Conversion component, and a bloom filter component.Type: ApplicationFiled: October 24, 2022Publication date: February 23, 2023Inventors: Xinxin Sheng, Thomas Stephen McGuire, Amanda Chiu, Jonathan Hromi, Raghav Chawla
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Patent number: 11488147Abstract: The Computationally Efficient Transfer Processing, Auditing, and Search Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms transaction record inputs via SOCOACT components into matrix and list tuple outputs for computationally efficient auditing. A blockchain transaction data auditing apparatus comprises a blockchain recordation component, a matrix Conversion component, and a bloom filter component.Type: GrantFiled: April 12, 2017Date of Patent: November 1, 2022Assignee: FMR LLCInventors: Xinxin Sheng, Thomas Stephen McGuire, Amanda Chiu, Jonathan Hromi, Raghav Chawla
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Patent number: 10504179Abstract: The Social Aggregated Fractional Equity Transaction Partitioned Acquisition Apparatuses, Methods and Systems, (“SAFETPA”) transforms fractional equity ownership purchase request inputs via SAFETPA components into transaction confirmation outputs. A Fractional Order Generation component receives a purchase request for a fractional order of an equity via a data communication network interface from a client terminal of a client having a source of funds and having a public encryption key, determines a purchase price for the fractional order of the equity by retrieving a quote for a price of a share of the equity, confirms that the source of funds contains at least the purchase price; and generates a trade order for the share of the equity.Type: GrantFiled: December 8, 2015Date of Patent: December 10, 2019Assignee: FMR LLCInventors: Thomas McGuire, Amanda Chiu, Xinxin Sheng, Jonathan Hromi, Raghav Chawla
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Patent number: 9928549Abstract: A computer-implemented method is provided for opening an expedited account for a user. The method includes receiving a request from the user to make a trade associated with at least one financial instrument, in the absence of an account being opened for the user. The method includes determining a plurality of factors in response to the request, the plurality of factors including 1) a credit worthiness score of the user; 2) a source of capital identified by the user to cover the trade; and 3) a type of the at least one financial instrument associated with the trade. The method also includes opening the expedited account for the user with limited trading privileges, in which an amount of fund for trading is advanced to the user based on the plurality of factors. The method further includes allowing the user to make a trade up to the amount of fund advanced.Type: GrantFiled: June 21, 2013Date of Patent: March 27, 2018Assignee: FMR LLCInventors: Hadley Rupert Stern, Robert C. Toole, John McDonough, Jonathan Hromi, Seth Warren Brooks
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Publication number: 20170228731Abstract: The Computationally Efficient Transfer Processing and Auditing Apparatuses, Methods and Systems (“CETPA”) transforms transaction record inputs via CETPA components into matrix and list tuple outputs for computationally efficient auditing. A blockchain transaction data auditing apparatus comprises a blockchain recordation component, a matrix Conversion component, and a bloom filter component.Type: ApplicationFiled: February 9, 2016Publication date: August 10, 2017Inventors: Xinxin Sheng, Thomas McGuire, Amanda Chiu, Jonathan Hromi, Raghav Chawla
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Publication number: 20170221052Abstract: The Computationally Efficient Transfer Processing, Auditing, and Search Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms transaction record inputs via SOCOACT components into matrix and list tuple outputs for computationally efficient auditing. A blockchain transaction data auditing apparatus comprises a blockchain recordation component, a matrix Conversion component, and a bloom filter component.Type: ApplicationFiled: April 12, 2017Publication date: August 3, 2017Inventors: Xinxin Sheng, Thomas Stephen McGuire, Amanda Chiu, Jonathan Hromi, Raghav Chawla
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Publication number: 20170109735Abstract: The Computationally Efficient Transfer Processing, Auditing, and Search Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms transaction record inputs via SOCOACT components into matrix and list tuple outputs for computationally efficient auditing. A blockchain transaction data auditing apparatus comprises a blockchain recordation component, a matrix Conversion component, and a bloom filter component.Type: ApplicationFiled: July 14, 2016Publication date: April 20, 2017Inventors: Xinxin Sheng, Thomas McGuire, Amanda Chiu, Jonathan Hromi, Raghav Chawla
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Patent number: 9124572Abstract: Methods and apparatuses are described for secure video conferencing. A server computing device receives a request to establish a video conference for a sensitive transaction from a first device associated with a user. The server authenticates the first device. The server establishes a conference between the first device and a second device of a second party to the sensitive transaction. The server transmits video images associated with cameras coupled to the first device to the second device, the images comprising a view of the user and an area surrounding the user. The server determines whether persons other than the user are present in the area surrounding the user. The server transmits an alert to the second device if persons other than the user are present, where the alert includes a prompt on the second device for the second party to confirm with the user whether the other persons are authorized.Type: GrantFiled: January 9, 2015Date of Patent: September 1, 2015Assignee: FMR LLCInventors: Jonathan Hromi, John C. McDonough, Dmitry Bisikalo, Hadley Rupert Stern
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Patent number: 9069976Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.Type: GrantFiled: July 21, 2014Date of Patent: June 30, 2015Assignee: FMR LLCInventors: Robert C. Toole, Jonathan Hromi, John McDonough, Hadley Rupert Stern, Seth Warren Brooks
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Patent number: 8943568Abstract: Methods and apparatuses, including computer program products, are described for secure video conferencing to conduct financial transactions. A server computing device receives a request to establish a video conference from a first client device associated with a user of the first client device. The server computing device authenticates the first client device using credential information. The server computing device establishes a video conference between the first client device and a second client device associated with a customer representative of a financial institution. The server computing device transmits video images associated with one or more cameras coupled to the first client device to the second client device, the video images comprising a view of the user and an area surrounding the user. The server computing device determines whether any persons other than the user are present in the area surrounding the user.Type: GrantFiled: March 25, 2014Date of Patent: January 27, 2015Assignee: FMR LLCInventors: Jonathan Hromi, John C. McDonough, Dmitry Bisikalo, Hadley Rupert Stern
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Patent number: 8941741Abstract: Methods and apparatuses, including computer program products, are described for authentication using a video signature. A computing device receives a request to access a secure resource, and the request includes a first video segment comprising a plurality of visual and audio elements. The computing device analyzes one or more of the plurality of visual and audio elements in the first video segment to determine a value associated with each of the one or more analyzed elements. The computing device calculates a total score for the first video segment based upon the value associated with each of the one or more analyzed elements. The computing device compares the total score for the first video segment to a score associated with a second video segment associated with the computing device. The computing device determines whether access to the secure resource is permitted based upon the comparison step.Type: GrantFiled: March 25, 2014Date of Patent: January 27, 2015Assignee: FMR LLCInventors: John C. McDonough, Jonathan Hromi, Hadley Rupert Stern, Dmitry Bisikalo
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Publication number: 20140379544Abstract: A computer-implemented method is provided for opening an expedited account for a user. The method includes receiving a request from the user to make a trade associated with at least one financial instrument, in the absence of an account being opened for the user. The method includes determining a plurality of factors in response to the request, the plurality of factors including 1) a credit worthiness score of the user; 2) a source of capital identified by the user to cover the trade; and 3) a type of the at least one financial instrument associated with the trade. The method also includes opening the expedited account for the user with limited trading privileges, in which an amount of fund for trading is advanced to the user based on the plurality of factors. The method further includes allowing the user to make a trade up to the amount of fund advanced.Type: ApplicationFiled: June 21, 2013Publication date: December 25, 2014Inventors: Hadley Rupert Stern, Robert C. Toole, John McDonough, Jonathan Hromi, Seth Warren Brooks
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Publication number: 20140331293Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.Type: ApplicationFiled: July 21, 2014Publication date: November 6, 2014Inventors: Robert C. Toole, Jonathan Hromi, John McDonough, Hadley Rupert Stern, Seth Warren Brooks
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Patent number: 8789194Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.Type: GrantFiled: October 10, 2013Date of Patent: July 22, 2014Assignee: FMR LLCInventors: Robert C. Toole, Jonathan Hromi, John McDonough, Hadley Rupert Stern, Seth Warren Brooks
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Publication number: 20140130127Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.Type: ApplicationFiled: October 10, 2013Publication date: May 8, 2014Applicant: FMR LLCInventors: Robert C. Toole, Jonathan Hromi, John McDonough, Hadley Rupert Stern, Seth Warren Brooks
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Patent number: 8584219Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.Type: GrantFiled: November 7, 2012Date of Patent: November 12, 2013Assignee: FMR LLCInventors: Robert C. Toole, Jonathan Hromi, John McDonough, Hadley Rupert Stern, Seth Warren Brooks