Abstract: Systems and methods for obtaining and providing validated customer feedback information about a ratable subject, such as a service, product, facility, etc. Generally, the methods include instructing a customer to provide initial customer feedback information about the ratable subject. The methods can further include using a digital ratings device to collect the initial customer feedback information and to associate that information with temporal data (such as time, date, location, or a unique QR code). The digital ratings device can also be used to send the initial customer feedback information and temporal data to a third-party validator. The validator can then validate the initial customer feedback information by checking the temporal data to ensure the customer is a verified customer of the ratable subject. The validated information may present a substantially fair representation of the ratable subject and can be useful to potential customers. Other implementations are also described.

Abstract: Systems and methods for providing validated customer feedback information about a service provider. Generally, the method includes providing a customer with a digital ratings device, such as digital pen, that is capable of receiving feedback information from the customer and uploading the information to a third-party provider. As the customer uses the digital ratings device to provide the information, the device may associate the information with temporal data, such as the time, date, and location at which the customer provided the information. In some cases, the temporal data is checked to ensure that the customer is actually one of the provider's customers. Because the information is validated as coming from a verified customer, the information is often more reliable than it would be if it were submitted anonymously. Thus, the validated information may present a substantially fair representation of the provider and be useful to potential customers.

Abstract: A system electronically prepares, escrows and stores in a server cloud a digital representation of a paper document, copies of which may be modified by wet ink pen marks in different geographic locations. The wet ink pen marks are digitized and stored with the escrowed document, through use of digital devices such as digital wet ink pens. As the digitized wet ink pen marks are created, parties may view the escrowed document and digitized wet ink pen marks in near real-time in different geographic locations. After the parties finish placing wet ink marks, such as signatures on a closing document, the document may be released from escrow for printing and/or storage.

Abstract: Systems and methods for providing validated customer feedback information about a service provider. Generally, the method includes providing a customer with a digital ratings device, such as digital pen, that is capable of receiving feedback information from the customer and uploading the information to a third-party provider. As the customer uses the digital ratings device to provide the information, the device may associate the information with temporal data, such as the time, date, and location at which the customer provided the information. In some cases, the temporal data is checked to ensure that the customer is actually one of the provider's customers. Because the information is validated as coming from a verified customer, the information is often more reliable than it would be if it were submitted anonymously. Thus, the validated information may present a substantially fair representation of the provider and be useful to potential customers.

Abstract: A method of creating a relational database with personal and professional information about individuals by obtaining information from at least one information source, wherein the information is obtained and updated automatically on a predetermined periodic basis from the at least one information source; inputting the information into a relational database within a predetermined time from when the information is obtained from the at least one information source, wherein old information contained in the database is constantly replaced by new information; sorting the information into at least one searchable unit within the database; and allowing at least one entity access to the information contained in the database for the purpose of determining whether the entity desires to enter into, maintain or terminate a relationship with an individual.