Patents by Inventor Jonathan Lupton

Jonathan Lupton has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Secure PIN character retrieval and setting using PIN offset masking
    Patent number: 8312288
    Abstract: Securely disclosing a personal identification number (“PIN”) associated with a financial account to an account holder and receiving a new PIN from the account holder. A PIN reveal application can interact with a hardware security module (“HSM”) using a PIN offset masking process and randomly generated account data to reveal the PIN to the account holder one or more PIN characters at a time. A PIN set application also can interact the HSM using a PIN offset masking process and randomly generated account data to receive a new PIN for the account one or more PIN characters at a time. In each of the PIN reveal and PIN setting processes, less than the entirety of the PIN is stored in an unencrypted format outside of the HSM only.
    Type: Grant
    Filed: March 11, 2010
    Date of Patent: November 13, 2012
    Assignee: Total System Services, Inc.
    Inventors: Jonathan Lupton, George S. Perkins
  • Secure PIN Character Retrieval and Setting Using PIN Offset Masking
    Publication number: 20110055586
    Abstract: Securely disclosing a personal identification number (“PIN”) associated with a financial account to an account holder and receiving a new PIN from the account holder. A PIN reveal application can interact with a hardware security module (“HSM”) using a PIN offset masking process and randomly generated account data to reveal the PIN to the account holder one or more PIN characters at a time. A PIN set application also can interact the HSM using a PIN offset masking process and randomly generated account data to receive a new PIN for the account one or more PIN characters at a time. In each of the PIN reveal and PIN setting processes, less than the entirety of the PIN is stored in an unencrypted format outside of the HSM only.
    Type: Application
    Filed: March 11, 2010
    Publication date: March 3, 2011
    Inventors: Jonathan Lupton, George S. Perkins