Abstract: Solutions to the problems of scuffing and chipping of the paint films in high traffic areas and in tight spaces, such as dressing rooms in department stores, where multiple scrapings of the wall paints are created by consumers, clothes hangers, shoes, etc., and hallways and conference rooms in office and other commercial buildings are disclosed. Wax seeded latex polymers admixed with an added wax in architectural compositions and optionally with polyurethane resin are utilized to create paint films that are resistant to scuffing and chipping.

Abstract: A transaction system of a supplier includes a margin determination unit comprising margin table memory for storing a plurality of tables (such as financial exchange and money market margin tables), each table having rows for the table name, transaction type, client details or rating, transaction size, transaction currency, instrument type, time period(s), and margin type and amount. A selection module sequentially selects tables from memory and a comparison module compares quantities specified by successive rows of the selected table with corresponding quantities in a transaction request from a client/user. A calculation unit calculates a margin based on information in the table if all comparisons are good; otherwise the next table is selected. A table editor allows easy updating of the tables (adding new tables, and deleting, amending or re-arranging existing tables).

Abstract: A communications system and method, for facilitating exchange of data between a first computer and a second computer connected in a network to operate in a client/server arrangement: The first computer employing a different operating system to the second computer and the system having a basic communications application program interface (API). The system includes a first device for processing requests from a first application running on the first computer for connection with the second computer to carry out one of a plurality of communication services, second device for instructing a second application on the second computer to carry out the communications services and for returning data provided by the second application to the first computer and a storage device, on each computer accessible by the respective devices, storing a single object class for providing definitions for each of the plurality of communication services.