Patents by Inventor Jonathan R. Powell

Jonathan R. Powell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PAYMENT ACCOUNT TOKENIZATION METHOD
    Publication number: 20150242853
    Abstract: A method includes receiving a bank identification number (BIN) that defines a range of indicator numbers, and generating a plurality of primary account numbers (PANs) that start with that BIN. The method further includes generating a plurality of tokens that start with the same BIN. The PANs may have a prescribed length in digits that differs from the prescribed length in digits for the tokens. Thus tokens can be distinguished from PANs based on length in digits, even though the PANs and tokens may be formed with the same BIN.
    Type: Application
    Filed: November 11, 2014
    Publication date: August 27, 2015
    Inventor: Jonathan R. Powell
  • ONLINE CREDIT RETURNS METHOD AND APPARATUS
    Publication number: 20150032622
    Abstract: A system, method, and computer-readable storage medium configured to enable an immediate online credit refund transaction.
    Type: Application
    Filed: July 29, 2013
    Publication date: January 29, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Jonathan R. Powell
  • Production of antibodies using a mixture of strains of E. coli collectively expressing type I pili, CFA I pili, CFA II pili and K88 pili
    Patent number: 4971794
    Abstract: Antibodies are produced by hyperimmunizing a mammal, such as cow, with a vaccine derived from E. coli bacteria. The bacterial strains in the vaccine are selected on the basis of their virulence characteristics, especially adhesion factors (pili), associated with gastroenteric disease in humans. The antibodies can be recovered from the mammal's milk or serum, and used in human foods.
    Type: Grant
    Filed: November 19, 1986
    Date of Patent: November 20, 1990
    Assignee: Unilever Patent Holdings B.V.
    Inventors: Margaret A. Linggood, Philip Porter, Jonathan R. Powell