Abstract: A system and method for enabling users to operate multiple blockchain (or distributed ledger) nodes efficiently, at a much lower cost, etc. For example, when one blockchain starts to take up resources, the system can automatically adjust by looking at the application container layer to see if it is possible to shift resources. It can also shift resources at the server layer to adjust for computation and memory resources to, for example, increase efficiency. It may also share storage for nodes that share the same blockchain to, for example, increase efficiency. The system can also identify tokens that are more efficient to stake, and to shift tokens from one blockchain to another for staking reward efficiencies, etc. It may also deploy one node to another geographic region to increase decentralization, as well as adjust rewards and commissions to provide incentives to boost decentralization as well.

Abstract: A method including determining a first bid for a healthcare plan and a second bid for the healthcare plan. A bid-pricing tool is configured to utilize one or more first components to determine the first bid and one or more second components to determine the second bid, respectively. A bid difference between the first bid and the second bid includes at least a monetary difference in premiums paid by members of the first bid for the healthcare plan and members of the second bid for the healthcare plan. One or more third components are determined based at least in part on the bid difference to determine a third bid for the healthcare plan. A second bid difference is determined between at least one of the first bid and the third bid or the second bid and the third bid.

Abstract: A system and method for enabling users to operate multiple blockchain (or distributed ledger) nodes efficiently, at a much lower cost, etc. For example, when one blockchain starts to take up resources, the system can automatically adjust by looking at the application container layer to see if it is possible to shift resources. It can also shift resources at the server layer to adjust for computation and memory resources to, for example, increase efficiency. It may also share storage for nodes that share the same blockchain to, for example, increase efficiency. The system can also identify tokens that are more efficient to stake, and to shift tokens from one blockchain to another for staking reward efficiencies, etc. It may also deploy one node to another geographic region to increase decentralization, as well as adjust rewards and commissions to provide incentives to boost decentralization as well.

Abstract: A method including determining a first bid for a healthcare plan and a second bid for the healthcare plan. A bid-pricing tool is configured to utilize one or more first components to determine the first bid and one or more second components to determine the second bid, respectively. A bid difference between the first bid and the second bid includes at least a monetary difference in premiums paid by members of the first bid for the healthcare plan and members of the second bid for the healthcare plan. One or more third components are determined based at least in part on the bid difference to determine a third bid for the healthcare plan. A second bid difference is determined between at least one of the first bid and the third bid or the second bid and the third bid.