Abstract: The applicant's invention is a universal surfing towel for the following purposes: One, it can function as a normal beach towel similar to a conventional bath towel with either bamboo or terry cotton material. Two, the towel can be used by any size surfer for changing; one of the two fastening systems built into the towel functions as a wrapping aid to effectively hold the towel to the surfer's body, providing privacy and ease of changing in and out of a wetsuit. Lastly, the second fastening system built into the towel will allow for the towel to be wrapped around a surfboard, providing protection for the surfboard during transport; additionally, the second fastening system can be easily attached to any rack, hook, bar, or handrail for more effective drying.