Abstract: Embodiments of the present invention relate to methods and systems for implementing a product or property search for a consumer, based upon a consumer's desired down payment or/and desired monthly payment. Embodiments disclosed comprise a first subsystem adapted to receive a consumer profile input from a user interface wherein the said subsystem is capable of qualifying the input consumer profile against a single or plurality of lenders' guidelines, and a second subsystem adapted to match lenders' with whom the consumer qualifies, with product sets or properties, and to present the consumer with a set of available products or properties to select.

Abstract: A method and system for using Loan Level Pricing Adjustments corresponding to specific consumer input to determine or calculate the interest rates of a plurality of loan products, comprising searching from a plurality of available, relevant loan products with associated pricing, wherein the searching is based on input consumer criteria, and includes creating and updating a centralized and searchable database of lenders' underwriting and pricing guidelines that can be utilized by a consumer; and matching and optimization of loan products or pricing for a consumer wherein the consumer's qualifications and needs are matched to the best available loan products with associated rate pricing and wherein the system comprises a single or plurality of wireless handheld devices each comprising an interactive interface through which are communicable customer attributes, and through which are returned results of determined or calculated customer eligibility.

Abstract: A method and system for searching from a plurality of available, relevant loan products with associated pricing, wherein the searching is based on input consumer criteria, includes creating and updating a centralized and searchable database of lenders' underwriting and pricing guidelines that can be utilized by a consumer and matching and optimization of loan products or pricing for a consumer wherein the consumer's qualifications and needs are matched to the best available loan products with associated rate pricing.

Abstract: The invention relates to methods and systems for presenting a consumer with available loan products with associated pricing comprising comparing the consumer profile to available lender loan products, and optimizing available loan products based upon the consumer criteria, by matching the consumer's qualifications and needs to the best available loan products with associated rate pricing, including combining a plurality of loan products from a single or plurality of lenders to give a consumer a best available loan product.

Abstract: The invention relates to methods that create and update a centralized and searchable database of lenders' underwriting and pricing guidelines that can be utilized by the consumer and to a system that matches the consumer's qualifications and needs to the best available loan products with associated rate pricing.

Abstract: Embodiments of the present invention relate to methods and systems for implementing a product or property search for a consumer, based upon a consumer's desired down payment or/and desired monthly payment. Embodiments disclosed comprise a first subsystem adapted to receive a consumer profile input from a user interface wherein the said subsystem is capable of qualifying the input consumer profile against a single or plurality of lenders' guidelines, and a second subsystem adapted to match lenders' with whom the consumer qualifies, with product sets or properties, and to present the consumer with a set of available products or properties to select.