Patents by Inventor Jonathan Twichell
Jonathan Twichell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240427860Abstract: A method is disclosed and includes receiving a token request message comprising a real credential or a reference to the real credential, a unique value, and action data from a token requestor, and obtaining a token. The method also includes transmitting the token to the token requestor, and providing the unique value and the action data to a data matching computer. The data matching computer stores the unique value and the action data. The data matching computer subsequently receives a message from a data processing computer comprising the unique value, determines that the received unique value matches the stored unique value, and provides the action data to the data processing computer or performs an action with respect to the action data.Type: ApplicationFiled: September 4, 2024Publication date: December 26, 2024Applicant: Visa International Service AssociationInventors: Sushma Rapolu, Anup Tripathi, Ibrahim Kusumah Kusnanto, Jonathan Twichell
-
Patent number: 12111897Abstract: A method is disclosed and includes receiving a token request message comprising a real credential or a reference to the real credential, a unique value, and action data from a token requestor, and obtaining a token. The method also includes transmitting the token to the token requestor, and providing the unique value and the action data to a data matching computer. The data matching computer stores the unique value and the action data. The data matching computer subsequently receives a message from a data processing computer comprising the unique value, determines that the received unique value matches the stored unique value, and provides the action data to the data processing computer or performs an action with respect to the action data.Type: GrantFiled: June 21, 2022Date of Patent: October 8, 2024Assignee: Visa International Service AssociationInventors: Sushma Rapolu, Anup Tripathi, Ibrahim Kusumah Kusnanto, Jonathan Twichell
-
Publication number: 20240265076Abstract: A method is disclosed and includes receiving a token request message comprising a real credential or a reference to the real credential, a unique value, and action data from a token requestor, and obtaining a token. The method also includes transmitting the token to the token requestor, and providing the unique value and the action data to a data matching computer. The data matching computer stores the unique value and the action data. The data matching computer subsequently receives a message from a data processing computer comprising the unique value, determines that the received unique value matches the stored unique value, and provides the action data to the data processing computer or performs an action with respect to the action data.Type: ApplicationFiled: June 21, 2022Publication date: August 8, 2024Applicant: Visa International Service AssociationInventors: Sushma Rapolu, Anup Tripathi, Ibrahim Kusumah Kusnanto, Jonathan Twichell
-
Publication number: 20240184916Abstract: A system, method, and computer program product are provided for consent management. A method may include receiving a first data request for user data associated with a user, the user data stored in a user data database; communicating a consent request to the requester system; receiving a consent response from the requester system; storing consent data associated with the consent response for the user data requested in the first data request in an immutable ledger; receiving a consent verification request from the user data database, the consent verification request based on a second data request for the user data from the requester system to the user data database; verifying the consent verification request based on the consent data; and communicating a consent verification response to the user data database, the consent verification response indicating consent from the user to share the user data with the requester system.Type: ApplicationFiled: February 12, 2024Publication date: June 6, 2024Inventors: Kimberly E. Bella, Nirmal Kumar Baid, Robert B. Hedges, JR., David Alan Henstock, Shashi Kumar Velur, Sonia Gupta, Cindy Hong, Jonathan Twichell
-
Patent number: 11928241Abstract: A system, method, and computer program product are provided for consent management. A method may include receiving a first data request for user data associated with a user, the user data stored in a user data database; communicating a consent request to the requester system; receiving a consent response from the requester system; storing consent data associated with the consent response for the user data requested in the first data request in an immutable ledger; receiving a consent verification request from the user data database, the consent verification request based on a second data request for the user data from the requester system to the user data database; verifying the consent verification request based on the consent data; and communicating a consent verification response to the user data database, the consent verification response indicating consent from the user to share the user data with the requester system.Type: GrantFiled: August 31, 2022Date of Patent: March 12, 2024Assignee: Visa International Service AssociationInventors: Kimberly E. Bella, Nirmal Kumar Baid, Robert B. Hedges, Jr., David Alan Henstock, Shashi Kumar Velur, Sonia Gupta, Cindy Hong, Jonathan Twichell
-
Patent number: 11782896Abstract: A method comprises receiving, by a server computer, a request message comprising at least a credential from a client device. The server computer can hash the credential to form an altered value. The server computer can then determine whether or not the altered value matches one of the hashed values stored in the database. If the altered value matches a matched hashed value, the server computer can determine a range of a plurality of ranges. The range can be associated with the matched hashed value. The server computer can then determine a data item associated with the range. The server computer can provide the data item to the client device.Type: GrantFiled: January 4, 2022Date of Patent: October 10, 2023Assignee: Visa International Service AssociationInventors: Shashi Velur, Mohammad Al-Bedaiwi, Nagaveera Venkata Su Tavvala, Jonathan Twichell
-
Publication number: 20230297716Abstract: A system, method, and computer program product are provided for consent management. A method may include receiving a first data request for user data associated with a user, the user data stored in a user data database; communicating a consent request to the requester system; receiving a consent response from the requester system; storing consent data associated with the consent response for the user data requested in the first data request in an immutable ledger; receiving a consent verification request from the user data database, the consent verification request based on a second data request for the user data from the requester system to the user data database; verifying the consent verification request based on the consent data; and communicating a consent verification response to the user data database, the consent verification response indicating consent from the user to share the user data with the requester system.Type: ApplicationFiled: August 31, 2022Publication date: September 21, 2023Inventors: Kimberly E. Bella, Nirmal Kumar Baid, Robert B. Hedges, Jr., David Alan Henstock, Shashi Kumar Velur, Sonia Gupta, Cindy Hong, Jonathan Twichell
-
Patent number: 11588556Abstract: A High Bandwidth Individual Channel Control via Optical Reference Interferometry (HICCORI) system actively controls the phase and/or polarization of the optical emission of each element in a tiled optical array. It can also actively align any high-frequency broadening waveform applied to the array beams for spectral broadening or data transmission. By maintaining consistent polarization and manipulating the phase relationships of the beams emitted by the array elements, the HICCORI system can manipulate the spatial pattern of constructive and destructive interference formed as the individual emissions coherently combine. Active feedback control allows the desired phase, polarization, and/or spectral broadening alignment to be maintained in the presence of external disturbances.Type: GrantFiled: June 1, 2021Date of Patent: February 21, 2023Assignee: Massachusetts Institute of TechnologyInventors: Stephen Conrad, Adam Alexander Libson, Andrew Benedick, Dale H. Martz, Jonathan Twichell, Eli Doris
-
Publication number: 20220129432Abstract: A method comprises receiving, by a server computer, a request message comprising at least a credential from a client device. The server computer can hash the credential to form an altered value. The server computer can then determine whether or not the altered value matches one of the hashed values stored in the database. If the altered value matches a matched hashed value, the server computer can determine a range of a plurality of ranges. The range can be associated with the matched hashed value. The server computer can then determine a data item associated with the range. The server computer can provide the data item to the client device.Type: ApplicationFiled: January 4, 2022Publication date: April 28, 2022Inventors: Shashi Velur, Mohammad Al-Bedaiwi, Nagaveera Venkata Su Tavvala, Jonathan Twichell
-
Patent number: 11256675Abstract: A method comprises receiving, by a server computer, a request message comprising at least a credential from a client device. The server computer can hash the credential to form an altered value. The server computer can then determine whether or not the altered value matches one of the hashed values stored in the database. If the altered value matches a matched hashed value, the server computer can determine a range of a plurality of ranges. The range can be associated with the matched hashed value. The server computer can then determine a data item associated with the range. The server computer can provide the data item to the client device.Type: GrantFiled: February 21, 2020Date of Patent: February 22, 2022Assignee: Visa International Service AssociationInventors: Shashi Velur, Mohammad Al-Bedaiwi, Nagaveera Venkata Su Tavvala, Jonathan Twichell
-
Patent number: 11238458Abstract: The claimed system and method allows for an electronic payment system to accept a single card that is both a debit card and a credit card. Further, a user may indicate a default value for the card regarding whether the card should be used as a debit card or a credit card.Type: GrantFiled: March 17, 2017Date of Patent: February 1, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Clyde Valdez, Clint Florez, Peng Zhao, Amit Gupta, Miguel Lunaparra, Mimi Le, Swapneel Mahajan, Jonathan Twichell
-
Publication number: 20200272612Abstract: A method comprises receiving, by a server computer, a request message comprising at least a credential from a client device. The server computer can hash the credential to form an altered value. The server computer can then determine whether or not the altered value matches one of the hashed values stored in the database. If the altered value matches a matched hashed value, the server computer can determine a range of a plurality of ranges. The range can be associated with the matched hashed value. The server computer can then determine a data item associated with the range. The server computer can provide the data item to the client device.Type: ApplicationFiled: February 21, 2020Publication date: August 27, 2020Inventors: Shashi Velur, Mohammad Al-Bedaiwi, Nagaveera Venkata Su Tavvala, Jonathan Twichell
-
Publication number: 20170270525Abstract: The claimed system and method allows for an electronic payment system to accept a single card that is both a debit card and a credit card. Further, a user may indicate a default value for the card regarding whether the card should be used as a debit card or a credit card.Type: ApplicationFiled: March 17, 2017Publication date: September 21, 2017Inventors: Clyde Valdez, Clint Florez, Peng Zhao, Amit Gupta, Miguel Lunaparra, Mimi Le, Swapneel Mahajan, Jonathan Twichell
-
Patent number: 6469649Abstract: An apparatus for digitizing an analog electrical signal comprises a linearized sampler having an analog electrical input and a sampling input, a bandpass filter having a center frequency of at least half of the quantization rate of a quantizer in communication with the sampler, and the quantizer in communication with the bandpass filter. The linearized sampler in one embodiment is a linearized optical modulator with an optical input. The sampler frequency in another embodiment is chosen such that second-order distortion products generated in the sampler are separated in frequency from the sampled input band.Type: GrantFiled: March 8, 2000Date of Patent: October 22, 2002Assignee: Massachusetts Institute of TechnologyInventors: Roger Helkey, Jonathan Twichell