Patents by Inventor Jonathan Velline

Jonathan Velline has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11587160
    Abstract: A method including receiving identification information for a first account holder at a financial institution, authenticating the first account holder via an automated teller machine (ATM) based on the identification information, identifying an event associated with the first account holder, including determining date information for the event, configuring a message relating to the event to be displayed to the first account holder based on the event, storing trigger configuration information comprising a time window including the date information for the event, and displaying the message to the first account holder via the ATM, the message being displayed when the first account holder accesses the ATM at a time occurring within the time window.
    Type: Grant
    Filed: February 22, 2021
    Date of Patent: February 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 10929922
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: November 1, 2019
    Date of Patent: February 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Publication number: 20200380610
    Abstract: A system includes a server system that includes a processor and instructions stored in non-transitory machine-readable media. The instructions are configured to cause the server system to receive authentication information from a client device. The authentication information relates to a financial account of a user. The instructions are also configured to cause the server system to authenticate the user so as to associate the client device with the financial account of the user. The system also includes a financial notification circuit located on the client device. The financial notification circuit is configured to determine a location of the client device. The financial notification circuit is also configured to provide a notification on the client device alerting the client to not spend money at the location.
    Type: Application
    Filed: June 9, 2015
    Publication date: December 3, 2020
    Inventors: Gilberto Lopez, Leslie Rae Witt, Brittany Y. Harris, Zoe Tierney, Mark McCormick, Karen Yu, Urmila Raghavan, Michele Armosino, Gregory K. Morishige, Jonathan Velline
  • Publication number: 20200380596
    Abstract: A personal financial notification device includes a processor coupled to machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive a non-confidential status of a financial account of a user from a separate mobile device. The financial account is associated with the personal financial notification device. The instructions also cause the processor to display the non-confidential status of the financial account without requiring user authentication.
    Type: Application
    Filed: January 9, 2015
    Publication date: December 3, 2020
    Inventors: Gilberto Lopez, Leslie Rae Witt, Urmila Raghavan, Gregory K. Morishige, Karen Yu, Michele Armosino, Jonathan Velline
  • Patent number: 10482529
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: November 19, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 9984411
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: March 21, 2016
    Date of Patent: May 29, 2018
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 9292840
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: November 20, 2014
    Date of Patent: March 22, 2016
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 7896231
    Abstract: A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.
    Type: Grant
    Filed: December 8, 2006
    Date of Patent: March 1, 2011
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashvil Savio Dcosta, Jimmy Wang, Jonathan Velline, Elizabeth Ann Schrag
  • Patent number: 7747061
    Abstract: An Any Which Way Check Acceptance method and apparatus is provided, which allow a set of checks to be deposited in a stack, where each check can be oriented in any of sixteen different ways. In one embodiment of the invention, the ATM check reader has an MICR and OCR scanner/reader. When a set of checks is deposited, each check is subjected to a MICR scan and an OCR scan. If the check is aligned correctly and right side up, then the check is processed based on the MICR scan information. If the check is not aligned correctly or is upside down, then the MICR read fails because the magnetic stripe on the check is not where it is expected to be. Rather than rejecting the check at this point, the invention uses the OCR scan information from both the front and back of the check to process the check.
    Type: Grant
    Filed: December 8, 2006
    Date of Patent: June 29, 2010
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jimmy Wang, Steve Hatzirallis, Jonathan Velline, Elizabeth Ann Schrag
  • Publication number: 20080135609
    Abstract: A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.
    Type: Application
    Filed: December 8, 2006
    Publication date: June 12, 2008
    Inventors: Ashvil Savio DCOSTA, Jimmy WANG, Jonathan VELLINE, Elizabeth Ann SCHRAG
  • Publication number: 20080137939
    Abstract: An Any Which Way Check Acceptance method and apparatus is provided, which allow a set of checks to be deposited in a stack, where each check can be oriented in any of sixteen different ways. In one embodiment of the invention, the ATM check reader has an MICR and OCR scanner/reader. When a set of checks is deposited, each check is subjected to a MICR scan and an OCR scan. If the check is aligned correctly and right side up, then the check is processed based on the MICR scan information. If the check is not aligned correctly or is upside down, then the MICR read fails because the magnetic stripe on the check is not where it is expected to be. Rather than rejecting the check at this point, the invention uses the OCR scan information from both the front and back of the check to process the check.
    Type: Application
    Filed: December 8, 2006
    Publication date: June 12, 2008
    Inventors: Jimmy Wang, Steve Hatzirallis, Jonathan Velline, Elizabeth Ann Schrag