Patents by Inventor Jone Wilder

Jone Wilder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7234156
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Grant
    Filed: November 26, 2001
    Date of Patent: June 19, 2007
    Assignee: Equifax, Inc.
    Inventors: Jennifer French, Jone Wilder
  • Patent number: 6857073
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Grant
    Filed: October 16, 2002
    Date of Patent: February 15, 2005
    Assignee: Equifax Inc.
    Inventors: Jennifer French, Jone Wilder
  • Publication number: 20030033526
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Application
    Filed: October 16, 2002
    Publication date: February 13, 2003
    Inventors: Jennifer French, Jone Wilder
  • Patent number: 6496936
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Grant
    Filed: June 16, 2000
    Date of Patent: December 17, 2002
    Assignee: Equifax Inc.
    Inventors: Jennifer French, Jone Wilder
  • Publication number: 20020157029
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Application
    Filed: November 26, 2001
    Publication date: October 24, 2002
    Inventors: Jennifer French, Jone Wilder
  • Patent number: 6321339
    Abstract: A network authentication system generates digital certificates to users, which provide verification of the identity or other attributes of the users to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. The authenticator can be configured to require differing levels of input or award differing levels of privilege to the ultimate certificate.
    Type: Grant
    Filed: May 20, 1999
    Date of Patent: November 20, 2001
    Assignee: Equifax Inc.
    Inventors: Jennifer French, Jone Wilder
  • Patent number: 6282658
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage is employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Grant
    Filed: May 20, 1999
    Date of Patent: August 28, 2001
    Assignee: Equifax, Inc.
    Inventors: Jennifer French, Jone Wilder
  • Patent number: 6263447
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage may be employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. Queries can be presented in interactive, batch processed, or other format. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Grant
    Filed: May 20, 1999
    Date of Patent: July 17, 2001
    Assignee: Equifax Inc.
    Inventors: Jennifer French, Jone Wilder
  • Publication number: 20010001877
    Abstract: A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented with a hierarchy of queries based on wallet-type (basic identification) and non-wallet type (more private) information designed to ensure the identity of the user and prevent fraud, false negatives and other undesirable results. A preprocessing stage is employed to ensure correct formatting of the input information and clean up routine mistakes (such as missing digits, typos, etc.) that might otherwise halt the transaction. The authenticator can be configured to require differing levels of input or award differing levels of authentication according to security criteria.
    Type: Application
    Filed: May 20, 1999
    Publication date: May 24, 2001
    Inventors: JENNIFER FRENCH, JONE WILDER