Abstract: A method for providing travel service options to a traveler mobile device includes: storing, account profiles, each including data related to a transaction account including an account identifier and contact information; storing transaction rules, each associated with a travel service option and including a required action; receiving a data message including a specific account identifier, travel reservation, and data fields; identifying, a specific account profile that includes the specific account identifier; identifying a program application based on the specific account profile and travel reservation; processing a transaction rule for the program application based on data included in the data fields; and performing the required action included in the identified transaction rule, wherein the required action includes transmitting at least one travel service option associated with the program application.

Abstract: A method for data integration in a unified platform includes a processing server that is configured to store account profiles for unified transaction and membership accounts, receive authentication requests from multiple entities, receive a transaction message for a payment transaction from another entity, identify an account profile associated with the authentication requests and payment transaction, process the payment transaction, perform authentication for each of the authentication requests, and electronically transmit results of the transaction processing and authentication to the appropriate entities, such that the processing server provides for a unified platform where data is integrated and used at a plurality of different merchants for a plurality of different services for consumer and merchant convenience.

Abstract: A method for providing travel service options to a traveler mobile device includes: storing, account profiles, each including data related to a transaction account including an account identifier and contact information; storing transaction rules, each associated with a travel service option and including a required action; receiving a data message including a specific account identifier, travel reservation, and data fields; identifying, a specific account profile that includes the specific account identifier; identifying a program application based on the specific account profile and travel reservation; processing a transaction rule for the program application based on data included in the data fields; and performing the required action included in the identified transaction rule, wherein the required action includes transmitting at least one travel service option associated with the program application.

Abstract: A method for data integration in a unified platform includes a processing server that is configured to store account profiles for unified transaction and membership accounts, receive authentication requests from multiple entities, receive a transaction message for a payment transaction from another entity, identify an account profile associated with the authentication requests and payment transaction, process the payment transaction, perform authentication for each of the authentication requests, and electronically transmit results of the transaction processing and authentication to the appropriate entities, such that the processing server provides for a unified platform where data is integrated and used at a plurality of different merchants for a plurality of different services for consumer and merchant convenience.