Patents by Inventor Joren Mathijs Scharn

Joren Mathijs Scharn has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Managed account continuum system and method
    Patent number: 12045878
    Abstract: A system includes a server operable to communicatively couple with a customer interface device (CID) such that state-of-life inputs from the CID are communicated to the server. The server includes a memory configured to store the state-of-life inputs and storing a program executable by a processor of the server. The server also includes a processor configured to execute the program such that the program determines a financial service product based on the state-of-life inputs and such that the server issues a communication to the CID including a recommendation of the financial service product. The processor is also configured to format one or more selections made by the customer from the recommendation on a single-rail managed account product continuum having two or more financial service products.
    Type: Grant
    Filed: June 15, 2022
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeffrey Kissner, Macdonald Etugbo, Joren Mathijs Scharn, Pablo Guadalupe Trevino, John David Livingston
  • Managed account continuum system and method
    Patent number: 11379914
    Abstract: A system includes a server operable to communicatively couple with a customer interface device (CID) such that state-of-life inputs from the CID are communicated to the server. The server includes a memory configured to store the state-of-life inputs and storing a program executable by a processor of the server. The server also includes a processor configured to execute the program such that the program determines a financial service product based on the state-of-life inputs and such that the server issues a communication to the CID including a recommendation of the financial service product. The processor is also configured to format one or more selections made by the customer from the recommendation on a single-rail managed account product continuum having two or more financial service products.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: July 5, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeffrey Kissner, Macdonald Etugbo, Joren Mathijs Scharn, Pablo Guadalupe Trevino, John David Livingston
  • Managed account continuum system and method
    Patent number: 10475119
    Abstract: A system includes a server operable to communicatively couple with a customer interface device (CID) such that state-of-life inputs from the CID are communicated to the server. The server includes a memory configured to store the state-of-life inputs and storing a program executable by a processor of the server. The server also includes a processor configured to execute the program such that the program determines a financial service product based on the state-of-life inputs and such that the server issues a communication to the CID including a recommendation of the financial service product. The processor is also configured to format one or more selections made by the customer from the recommendation on a single-rail managed account product continuum having two or more financial service products.
    Type: Grant
    Filed: October 11, 2016
    Date of Patent: November 12, 2019
    Assignee: United Services Automobile Association
    Inventors: Jeffrey Kissner, Macdonald Etugbo, Joren Mathijs Scharn, Pablo Guadalupe Trevino, John David Livingston