Patents by Inventor José Ignacio Bas Bayod

José Ignacio Bas Bayod has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method to Make Payment or Charge Safe Transactions Using Programmable Mobile Telephones
    Publication number: 20160155113
    Abstract: A system, method and mobile application for conducting financial transactions wherein a mobile device operated by a user is operably coupled to a server over a mobile communication network. Both the server and the user's mobile device store a user encryption key (UEK) and a user access key (UAK). A software application stored on the user's mobile device and the server are configured to conduct a transaction wherein a session key (SK) specific to the transaction is exchanged in an encrypted form based upon the UEK. The software application is further configured to i) generate transaction data, ii) access the UAK stored on the mobile device, iii) encrypt the UAK and transaction data into an encrypted form based upon the SK, and iv) send the UAK and transaction data in encrypted form from the mobile device to the server over the mobile communication network in order to conduct the transaction.
    Type: Application
    Filed: March 23, 2011
    Publication date: June 2, 2016
    Inventors: José Ignacio Bas Bayod, Francisco Bas Bayod, Fernando Bas Bayod
  • Method to make payment or charge safe transactions using programmable mobile telephones
    Patent number: 9342664
    Abstract: A system, method and mobile application for conducting financial transactions wherein a mobile device operated by a user is operably coupled to a server over a mobile communication network. Both the server and the user's mobile device store a user encryption key (UEK) and a user access key (UAK). A software application stored on the user's mobile device and the server are configured to conduct a transaction wherein a session key (SK) specific to the transaction is exchanged in an encrypted form based upon the UEK. The software application is further configured to i) generate transaction data, ii) access the UAK stored on the mobile device, iii) encrypt the UAK and transaction data into an encrypted form based upon the SK, and iv) send the UAK and transaction data in encrypted form from the mobile device to the server over the mobile communication network in order to conduct the transaction.
    Type: Grant
    Filed: March 23, 2011
    Date of Patent: May 17, 2016
    Assignee: ETRANS L.C.
    Inventors: José Ignacio Bas Bayod, Francisco Bas Bayod, Fernando Bas Bayod
  • Method to Make Payment or Charge Safe Transactions Using Programmable Mobile Telephones
    Publication number: 20110231319
    Abstract: A system, method and mobile application for conducting financial transactions wherein a mobile device operated by a user is operably coupled to a server over a mobile communication network. Both the server and the user's mobile device store a user encryption key (UEK) and a user access key (UAK). A software application stored on the user's mobile device and the server are configured to conduct a transaction wherein a session key (SK) specific to the transaction is exchanged in an encrypted form based upon the UEK. The software application is further configured to i) generate transaction data, ii) access the UAK stored on the mobile device, iii) encrypt the UAK and transaction data into an encrypted form based upon the SK, and iv) send the UAK and transaction data in encrypted form from the mobile device to the server over the mobile communication network in order to conduct the transaction.
    Type: Application
    Filed: March 23, 2011
    Publication date: September 22, 2011
    Inventors: José Ignacio Bas Bayod, Francisco Bas Bayod, Fernando Bas Bayod