Patents by Inventor Jose Benjamin S. FERNANDEZ

Jose Benjamin S. FERNANDEZ has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • TRANSACTION SYSTEM AND METHOD
    Publication number: 20170178131
    Abstract: A transaction system comprising a transaction facilitator operable to receive and process a transaction request from a user device; a transaction channel 5 controller operable to change the state of the transaction channel between a first and a second state; and a fund provider operable to receive processed transaction request and determine if the transaction channel is in the first or second state; and provide or not provide the funds accordingly is disclosed.
    Type: Application
    Filed: February 4, 2015
    Publication date: June 22, 2017
    Applicant: EINNOVATIONS HOLDINGS PTE. LTD.
    Inventors: Jose Benjamin S. FERNANDEZ, Alex D. IBASCO, Oliver L. UBALDE, Richard C. SALCEDO, Jose Antonio C. YULO, Oliver P. ORNIDO