Patents by Inventor Jose Eduardo Bastos dos Santos
Jose Eduardo Bastos dos Santos has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240013110Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: ApplicationFiled: September 20, 2023Publication date: January 11, 2024Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Publication number: 20220156676Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: ApplicationFiled: February 7, 2022Publication date: May 19, 2022Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Patent number: 11244256Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: GrantFiled: June 17, 2019Date of Patent: February 8, 2022Assignee: Neu IP, LLCInventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Publication number: 20190318293Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: ApplicationFiled: June 17, 2019Publication date: October 17, 2019Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Publication number: 20150112744Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: ApplicationFiled: December 31, 2014Publication date: April 23, 2015Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Patent number: 8818100Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: GrantFiled: August 24, 2010Date of Patent: August 26, 2014Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Publication number: 20140114839Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.Type: ApplicationFiled: December 31, 2013Publication date: April 24, 2014Applicant: Neu IP, LLCInventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
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Patent number: 8559729Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.Type: GrantFiled: August 6, 2010Date of Patent: October 15, 2013Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
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Patent number: 8358853Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.Type: GrantFiled: August 6, 2010Date of Patent: January 22, 2013Assignee: Lexmark International Technology, SAInventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
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Patent number: 8358852Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of the vertical and horizontal lines in the normalized image. The relative positions of the vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of the horizontal and vertical lines of the model to the relative positions of horizontal and vertical lines of other models to identify a matching model.Type: GrantFiled: March 31, 2008Date of Patent: January 22, 2013Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
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Patent number: 8261180Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: GrantFiled: April 28, 2009Date of Patent: September 4, 2012Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Patent number: 8214733Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row. A pattern matching system then determines if one or more classes should be further combined into a combined class.Type: GrantFiled: April 28, 2010Date of Patent: July 3, 2012Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Richard L. Taylor
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Patent number: 8171392Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: GrantFiled: July 9, 2009Date of Patent: May 1, 2012Assignee: Lexmark International, Inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott A. T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Patent number: 8122339Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: GrantFiled: April 28, 2009Date of Patent: February 21, 2012Assignee: Lexmark International., inc.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Publication number: 20110271177Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row. A pattern matching system then determines if one or more classes should be further combined into a combined class.Type: ApplicationFiled: April 28, 2010Publication date: November 3, 2011Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Richard L. Taylor
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Publication number: 20110123123Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.Type: ApplicationFiled: August 6, 2010Publication date: May 26, 2011Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
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Publication number: 20110047448Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: ApplicationFiled: August 24, 2010Publication date: February 24, 2011Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Publication number: 20110044548Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.Type: ApplicationFiled: August 6, 2010Publication date: February 24, 2011Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
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Publication number: 20100275113Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: ApplicationFiled: November 24, 2009Publication date: October 28, 2010Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
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Publication number: 20100275114Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.Type: ApplicationFiled: April 28, 2009Publication date: October 28, 2010Applicant: PERCEPTIVE SOFTWARE, INC.Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor