Patents by Inventor Jose Eduardo Bastos dos Santos

Jose Eduardo Bastos dos Santos has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240013110
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Application
    Filed: September 20, 2023
    Publication date: January 11, 2024
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Publication number: 20220156676
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Application
    Filed: February 7, 2022
    Publication date: May 19, 2022
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Patent number: 11244256
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: February 8, 2022
    Assignee: Neu IP, LLC
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Publication number: 20190318293
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Application
    Filed: June 17, 2019
    Publication date: October 17, 2019
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Publication number: 20150112744
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Application
    Filed: December 31, 2014
    Publication date: April 23, 2015
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Patent number: 8818100
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Grant
    Filed: August 24, 2010
    Date of Patent: August 26, 2014
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Publication number: 20140114839
    Abstract: A system and method for enhancing assignment of debtor accounts to a plurality of collection parties is presented. The preferred embodiment is capable of optimizing the way by which individual performance entities are assigned to collect on actionable individual debtor accounts by a creditor. An analysis solution uses algorithms to analyze gathered data and to provide a score to each collection party based upon the traits of the individual collection parties, debtor accounts, creditor, externally acquired data, and constraints upon all of the parties involved. The system and method are also capable of enhancing an individual borrower's credit score depending on the risk involved with providing credit to that particular borrower based upon the collectability upon default. One embodiment of the invention would include a risk analysis and compliance assessment system for supply entities to evaluate potential performance entities or other entities.
    Type: Application
    Filed: December 31, 2013
    Publication date: April 24, 2014
    Applicant: Neu IP, LLC
    Inventors: Ryan A. Neuweg, David E. Bauer, José Eduardo Bastos Dos Santos
  • Patent number: 8559729
    Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.
    Type: Grant
    Filed: August 6, 2010
    Date of Patent: October 15, 2013
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
  • Patent number: 8358853
    Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.
    Type: Grant
    Filed: August 6, 2010
    Date of Patent: January 22, 2013
    Assignee: Lexmark International Technology, SA
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
  • Patent number: 8358852
    Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of the vertical and horizontal lines in the normalized image. The relative positions of the vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of the horizontal and vertical lines of the model to the relative positions of horizontal and vertical lines of other models to identify a matching model.
    Type: Grant
    Filed: March 31, 2008
    Date of Patent: January 22, 2013
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
  • Patent number: 8261180
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Grant
    Filed: April 28, 2009
    Date of Patent: September 4, 2012
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Patent number: 8214733
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row. A pattern matching system then determines if one or more classes should be further combined into a combined class.
    Type: Grant
    Filed: April 28, 2010
    Date of Patent: July 3, 2012
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Richard L. Taylor
  • Patent number: 8171392
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Grant
    Filed: July 9, 2009
    Date of Patent: May 1, 2012
    Assignee: Lexmark International, Inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott A. T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Patent number: 8122339
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Grant
    Filed: April 28, 2009
    Date of Patent: February 21, 2012
    Assignee: Lexmark International., inc.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T. R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Publication number: 20110271177
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row. A pattern matching system then determines if one or more classes should be further combined into a combined class.
    Type: Application
    Filed: April 28, 2010
    Publication date: November 3, 2011
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Richard L. Taylor
  • Publication number: 20110123123
    Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.
    Type: Application
    Filed: August 6, 2010
    Publication date: May 26, 2011
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
  • Publication number: 20110047448
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Application
    Filed: August 24, 2010
    Publication date: February 24, 2011
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Publication number: 20110044548
    Abstract: Systems and methods automatically generate a model of a form or other document and identify the form or other document. In one aspect, a system and method normalize an image of a document and identify the relative positions of vertical and horizontal lines in the normalized image. The relative positions of vertical and horizontal lines of the normalized image are the model of the document image. The model may be stored in a record, such as an array. The system and method compare the relative positions of vertical and horizontal lines of the model to the relative positions of vertical and horizontal lines of other models to identify a matching model.
    Type: Application
    Filed: August 6, 2010
    Publication date: February 24, 2011
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, David E. Kelley
  • Publication number: 20100275113
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Application
    Filed: November 24, 2009
    Publication date: October 28, 2010
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor
  • Publication number: 20100275114
    Abstract: Systems and methods analyze the physical structure of text rows in a document image, including the positions of one or more alignments of one or more character blocks in one or more text rows of the document image. The systems and methods determine one or more groups of text rows that are placed into a class based on the structures of the text rows, such as the positions of the one or more alignments of the one or more character blocks in each text row.
    Type: Application
    Filed: April 28, 2009
    Publication date: October 28, 2010
    Applicant: PERCEPTIVE SOFTWARE, INC.
    Inventors: Jose Eduardo Bastos dos Santos, Brian G. Anderson, Scott T.R. Coons, David E. Kelley, Humayun H. Khan, Jess B. Sturgeon, Richard L. Taylor