Patents by Inventor Jose Pereira
Jose Pereira has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250139597Abstract: Systems and apparatus for accepting a dual function payment credential. In an embodiment, a system includes a payment card network computer, a gateway/bridge computer, and a merchant acquirer computer. A payment card network processor is operative to receive, during a payment transaction between the merchant and a customer, a transaction authorization request message including a payment token and a merchant identifier, detokenize the payment token, determine that a debit transaction option and an ACH transaction option exist for the payment token, determine an ability of the debit transaction option and the ACH transaction option to be associated with value-added services, and at least one additional factor, one of that the merchant or a party associated with the merchant elected to have the payment transaction completed via ACH transaction, and transmit the transaction authorization request message to the gateway/bridge computer for processing as an ACH transaction.Type: ApplicationFiled: January 6, 2025Publication date: May 1, 2025Inventors: Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Sandeep Malhotra
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Publication number: 20240311806Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: ApplicationFiled: May 28, 2024Publication date: September 19, 2024Applicant: Mastercard International IncorporatedInventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
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Publication number: 20240229158Abstract: The invention provides a robust method to detect cancer in DNA extracted from an exploratory tissue biopsy or plasma sample obtained from a patient, comprising measuring a level of DNA methylation at a plurality of defined differentially methylated regions of the genome comprising multiple CpG sites.Type: ApplicationFiled: May 23, 2022Publication date: July 11, 2024Applicant: OPHIOMICS - INVESTIGAÇÃO E DESENVOLVIMENTO EM BIOTECNOLOGIAInventors: José PEREIRA LEAL, Joana CARDOSO VAZ, Emanuel José VIEIRA GONÇALVES, Maria Ana GONÇALVES REIS
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Patent number: 12020239Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: GrantFiled: January 10, 2023Date of Patent: June 25, 2024Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Thomas Treitlinger, Jose Pereira, Eduardo Andrade, Sébastien Le Callonnec, Lauren Grendon
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Publication number: 20230169495Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: ApplicationFiled: January 10, 2023Publication date: June 1, 2023Inventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
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Patent number: 11556922Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: GrantFiled: May 20, 2021Date of Patent: January 17, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Thomas Treitlinger, Jose Pereira, Eduardo Andrade, Sébastien Le Callonnec, Lauren Grendon
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Patent number: 11552242Abstract: In some examples, a device includes a magnetic tunnel junction including a first Weyl semimetal layer, a second Weyl semimetal layer, and a dielectric layer positioned between the first and second Weyl semimetal layers. The magnetic tunnel junction may have a large tunnel magnetoresistance ratio, which may be greater than five hundred percent or even greater than one thousand percent.Type: GrantFiled: April 8, 2021Date of Patent: January 10, 2023Assignee: Regents of the University of MinnesotaInventors: Duarte José Pereira de Sousa, Cesar Octavio Ascencio, Jian-Ping Wang, Tony Low
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Publication number: 20220374877Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.Type: ApplicationFiled: May 20, 2021Publication date: November 24, 2022Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Thomas TREITLINGER, Jose PEREIRA, Eduardo ANDRADE, Sébastien LE CALLONNEC, Lauren GRENDON
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Publication number: 20220328757Abstract: In some examples, a device includes a magnetic tunnel junction including a first Weyl semimetal layer, a second Weyl semimetal layer, and a dielectric layer positioned between the first and second Weyl semimetal layers. The magnetic tunnel junction may have a large tunnel magnetoresistance ratio, which may be greater than five hundred percent or even greater than one thousand percent.Type: ApplicationFiled: April 8, 2021Publication date: October 13, 2022Inventors: Duarte José Pereira de Sousa, Cesar Octavio Ascencio, Jian-Ping Wang, Tony Low
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Publication number: 20220300937Abstract: In operating a payment card account transaction acquirer computer, a transaction request message is received from a merchant. The message represents a purchase transaction accepted by the merchant. The transaction request message is in a format required by a payment card account system. The message includes an indication that funds corresponding to the purchase transaction are to be transferred to a bank account to benefit the merchant via an EFT system. The indication is detected by the payment card account transaction acquirer computer. That computer stores a record of the purchase transaction. In response to the detection of the indication, a flag is set in the record. The flag indicates that the record is not to be submitted for clearing in the payment card account system.Type: ApplicationFiled: February 7, 2022Publication date: September 22, 2022Inventors: Sandeep Malhotra, Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Dana Lorberg
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Publication number: 20220228218Abstract: The invention relates to a method for predicting the outcome of a liver transplantation for treatment of hepatocellular carcinoma (HCC), or to a for assigning a HCC patient to receive liver transplantation, comprising the step of determining the expression level of an indicator gene selected from dermatopontin, clusterin, calpain small subunit 1, F-box and WD repeat containing protein 7 and Sprouty RTK signalling antagonist 2 in a liver sample obtained from a patient suffering from HCC, and comparing the indicator gene expression level to the expression level of an internal control gene, which combined with the variable Total Tumor Volume using a linear support vector machine algorithm predicts positive prognosis of liver transplant recipients.Type: ApplicationFiled: April 4, 2022Publication date: July 21, 2022Applicant: OPHIOMICS - INVESTIGAÇÃO E DESENVOLVIMENTO EM BIOTECNOLOGIA, SAInventors: Eduardo BARROSO, Hugo Pinto MARQUES, José Pereira LEAL, Joana Cardoso VAZ
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Patent number: 11065673Abstract: The present disclosure relates to a steel forging process, in particular a hot steel forging process in horizontal press of a metal tube, preferably a cylindrical steel tube.Type: GrantFiled: April 11, 2016Date of Patent: July 20, 2021Assignee: TECNIFORJA—FORJAGEM E ESTAMPAGEM DE PEÇAS TÉCNICAS, LDAInventor: Artur José Pereira Teixeira Mendes
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Publication number: 20210179806Abstract: A cable end is provided, such as an end of a cable for transporting electric energy. The cable end includes an electrically insulating layer obtained from a composition including at least: a polymer matrix, the polymer matrix being made up of one or more synthetic rubbers; a metal hydroxide as metallic filler, the metal hydroxide being present in the composition, such that for 100 parts by weight of composition, the metal hydroxide is present in a larger proportion by weight in the composition than the polymer matrix; a coupling agent between the polymer matrix and the metal hydroxide; and a plasticizer. A method of producing a cable end is also provided.Type: ApplicationFiled: November 5, 2018Publication date: June 17, 2021Inventors: Carlos Jose PEREIRA, Rachid AZZIMANI, Isabelle DENIZET, Mohamed MAMMERI
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Publication number: 20190114598Abstract: Systems and methods are provided for systems and methods are described herein for providing a payment network platform that facilitates the integration of third-party value added service provider applications (“VAS Apps”) within the infrastructure of a payment device network. The systems and methods for providing a payment network platform described herein enable a series of operations whereby VAS Apps are selectively and under the control of the payment network platform system server, provided access to transaction data for transactions being processed by and through the payment device network system for the purpose of performing supplemental processing of such transactions and thereby providing value added services to transacting network participants that have subscribed to the services provided by the VAS App.Type: ApplicationFiled: October 18, 2017Publication date: April 18, 2019Inventors: Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Charlotte Ng
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Publication number: 20190012645Abstract: A transaction authorization request message is received. The message includes a payment token and a merchant identifier. The payment token is detokenized to detect account mapping for the payment token. From the account mapping, it is determined that a debit transaction option and an ACH (automated clearing house) transaction option exist for the payment token. A selection is made between the debit transaction option and the ACH transaction option based at least in part on the merchant identifier.Type: ApplicationFiled: June 28, 2018Publication date: January 10, 2019Inventors: Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Sandeep Malhotra
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Publication number: 20180349956Abstract: A method includes, receiving one or more merchant profiles, wherein each merchant profile includes data related to a related merchant including at least a respective merchant identifier, a respective merchant geolocation, and one or more payment methods accepted by the respective merchant as a form of payment; determining a geolocation associated with a mobile device of a consumer; identifying a first merchant profile, of the one or more merchant profiles, associated with a first merchant, wherein the geolocation associated with the mobile device of the consumer corresponds to the merchant geolocation included in the identified first merchant profile; transmitting an indication of the one or more payment methods accepted by the first merchant as a form of payment; and causing the mobile device of the consumer to output information associated with the one or more payment methods accepted by the first merchant.Type: ApplicationFiled: June 5, 2017Publication date: December 6, 2018Applicant: Mastercard International IncorporatedInventors: Prashant SHARMA, Vitorino Jose Pereira LOPES, Manash BHATTACHARJEE, Joseph HAYES
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Publication number: 20180056369Abstract: The present disclosure relates to a steel forging process, in particular a hot steel forging process in horizontal press of a metal tube, preferably a cylindrical steel tube.Type: ApplicationFiled: April 11, 2016Publication date: March 1, 2018Inventor: Artur José PEREIRA TEIXEIRA MENDES
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Publication number: 20170364879Abstract: In operating a payment card account transaction acquirer computer, a transaction request message is received from a merchant. The message represents a purchase transaction accepted by the merchant. The transaction request message is in a format required by a payment card account system. The message includes an indication that funds corresponding to the purchase transaction are to be transferred to a bank account to benefit the merchant via an EFT system. The indication is detected by the payment card account transaction acquirer computer. That computer stores a record of the purchase transaction. In response to the detection of the indication, a flag is set in the record. The flag indicates that the record is not to be submitted for clearing in the payment card account system.Type: ApplicationFiled: June 13, 2017Publication date: December 21, 2017Inventors: Sandeep Malhotra, Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Dana Lorberg
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Publication number: 20170364918Abstract: A method includes applying at least one fraud management machine learning algorithm to a corpus of payment card account transactions. A fraud management profile is built for a payment account holder who performed the payment card account transactions. After the algorithm is applied, the account holder is issued access to perform EFT (electronic funds transfer) transactions via an EFT network switch. The EFT transactions are initiated by the account holder at payment card account acceptance points. The EFT transactions are funded by a bank deposit account owned by the account holder. The fraud management profile is applied to perform fraud management review of the EFT transactions.Type: ApplicationFiled: June 14, 2017Publication date: December 21, 2017Inventors: Sandeep Malhotra, Shanthan Subramaniam, Dana J. Lorberg, Vitorino Jose Pereira Lopes
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Publication number: 20170259317Abstract: The present application describes a system to compensate deformations in press bending machines, in particular press bending machines used for plate conformation or bending, which comprises a group of uprights (1) for supporting the upper apron (7) of the press bending machine, wherein each upright (1) comprises two beams (2,3) placed on the upper and lower ends of a pillar (4) being coupled thereof by means of fastening means (5) and a compensation actuator (6) placed between the beams (2,3) and coupled to the beam (3) at one end thereof. The presented technology allows to increase the distance between the aprons of the press bending machine and the upright scye (1) so that said press bending machine allow the plate deformation in various shapes and dimensions.Type: ApplicationFiled: October 15, 2015Publication date: September 14, 2017Inventors: Cristiano Jose PEREIRA COUTINHO, Tiago Maria CARVALHO CUNHA DE BRITO E FARO, Rui Manuel DA SILVA CESAR, Antonio DA SILVA ALVES, Fernando GOMES DE ALMEIDA, Joao Paulo GERALDES TOURO PEREIRA