Patents by Inventor Joseph A. Ferro, III

Joseph A. Ferro, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MORTGAGE RELATIONSHIP PRICING
    Publication number: 20130332336
    Abstract: Methods and apparatus according to the invention are directed towards providing an offer of discounted pricing of a mortgage product to a customer of a financial institution. Depth of discounting may be related to an extent of the customer's financial relationship with the institution. Assessing the extent may include evaluation of the customer's institutional financial holdings. The methods and apparatus support offering a depth of discounting related to a future extent of the customer's institutional relationship.
    Type: Application
    Filed: June 12, 2012
    Publication date: December 12, 2013
    Applicant: Bank of America
    Inventors: Ashley C. Hardy, Charlotte F. Baker, Carol H. Doyle, Joseph A. Ferro, III, William R. Wick