Abstract: Technologies for enhancing payment transactions include a payment gateway computing system. The payment gateway computing system receives authorization request messages from point of sale systems of one or more betting-related merchants. The transactional information for each of the plurality of authorization requests is cataloged into a repository as historical payment data. A risk profile based on the historical payment data associated with a cardholder is generated. The risk profile can be correlated to transactional velocity or other parameter. The risk profile is transmitted to one of a plurality of payment vehicle issuers that can utilize the risk profile for authorization decisioning. Therefore, the payment vehicle issuer can make authorization decisioning with expanding insight into the cardholder's gaming-related purchase activity.

Abstract: Technologies for enhancing payment transactions include a payment gateway computing system. The payment gateway computing system receives authorization request messages from point of sale systems of one or more betting-related merchants. The transactional information for each of the plurality of authorization requests is cataloged into a repository as historical payment data. A risk profile based on the historical payment data associated with a cardholder is generated. The risk profile can be correlated to transactional velocity or other parameter. The risk profile is transmitted to one of a plurality of payment vehicle issuers that can utilize the risk profile for authorization decisioning. Therefore, the payment vehicle issuer can make authorization decisioning with expanding insight into the cardholder's gaming-related purchase activity.

Abstract: Technologies for enhancing payment transactions include a payment gateway computing system. The payment gateway computing system receives authorization request messages from point of sale systems of one or more betting-related merchants. The transactional information for each of the plurality of authorization requests is cataloged into a repository as historical payment data. A risk profile based on the historical payment data associated with a cardholder is generated. The risk profile can be correlated to transactional velocity or other parameter. The risk profile is transmitted to one of a plurality of payment vehicle issuers that can utilize the risk profile for authorization decisioning. Therefore, the payment vehicle issuer can make authorization decisioning with expanding insight into the cardholder's gaming-related purchase activity.

Abstract: A computer-implemented method and apparatus prevents unsecured access to a computer over a network by a client running on a remote computer. In one aspect of the present invention, a client policy is stored on the remote computer. The client policy includes a configuration of the remote computer that reduces the likelihood of a security breach of the computer as a result of the remote computer accessing the computer. A request is received from a user for access to the computer. It is verified that the remote computer conforms with the client policy, and the client is connected to said computer.

Abstract: A computer-implemented method and apparatus provides secured access to a computer. In one aspect of the present invention, credentials are received from a user, the credentials including a user identification and a password. The credentials are encrypted with an encryption algorithm. A request for access to a computer is created, the request for access to the computer including the encrypted credentials. The request for access to the computer is transmitted over a network. Verification is received that access to the computer is granted. Access to the computer is received.

Abstract: A computer-implemented method and apparatus authenticates a user of a remote computer over a network. In one aspect of the present invention, an authentication challenge is received at said remote computer an authentication challenge message from an authentication server over a network, at least a portion of the network including an Internet communication link. A passcode is received at the remote computer. A response message to the authentication challenge is created, the response message including the passcode. The response message is transmitted from the remote computer to the authentication server over the network. The remote computer receives a verification message from the authentication server that the response message is verified.