Abstract: A transaction case performs multiple functions related for protecting a communication device and consolidating transaction data from at least one specific payment card onto a universal payment card. A housing receives the communication device. A compartment stores items. A cover opens and closes over the compartment with a lock having a wallet for holding items. A payment card slot holds universal payment cards. The universal payment card uses the transaction data from the specific payment card to perform transactions. The universal payment card utilizes security features selectively moving the universal payment card in position to perform transactions. An electromagnet connects to a spring-loaded lever controlling movement of the universal payment card. A secret code must be input to generate a signal for interfering with the magnetic field, such that the universal payment card to be released from the slot for use. A power source powers the case.