Patents by Inventor Joseph Benjamin
Joseph Benjamin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250243071Abstract: An electrified reactor system can include optional insulation, an optional pressure housing, electrical connections to/from the catalytic module, a preheater, one or more heat exchangers, a reaction zone (e.g., a reaction module, a catalyst module, etc.), one or more optional preheaters, and an operation switcher (e.g., valve, rotatory switch, controller, etc.).Type: ApplicationFiled: January 27, 2025Publication date: July 31, 2025Applicant: Lydian Labs, Inc.Inventors: Branko Zugic, Joseph Rodden, Neil Ide, Joseph Benjamin, Zachary T. Modest, Geoffrey Vaartstra
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Publication number: 20250247350Abstract: Systems, computer program products, and methods are described herein for dynamically generating output data in response to input communications using artificial intelligence. Some embodiments are directed to a system that receives a first user communication input by the user to a user device, identifies, within labeled user interaction data and in response to receiving the first user communication, user-specific labeled user interaction data collected during interactions with the user, and trains a large language model using the user-specific labeled user interaction data. The system may transmit, in response to receiving the first user communication, first instructions to the user device to cause the user device to display a first responsive communication to the user.Type: ApplicationFiled: January 31, 2024Publication date: July 31, 2025Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Hope Barus, Shailesh Lolam
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Patent number: 12362934Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for onboarding digital content to a platform designed specifically for seamless creation and user-friendly management of non-fungible tokens. The invention allows for users with zero knowledge of decentralized protocols to leverage the benefits of such technologies by providing a system for uploading existing digital content, automating the creation of one or more non-fungible tokens, managing permissioned access to the non-fungible tokens, and facilitating the ownership transfer of the non-fungible tokens.Type: GrantFiled: July 12, 2021Date of Patent: July 15, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Ann Ta
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Patent number: 12352076Abstract: An improved method and system for providing a magnetic closure system for an electronic device (100) may include a first portion (130), a second portion (150), a connecting element (145) pivotally connecting the first portion to the second portion and configured to enable the electronic device to fold between a closed position and an open position, and a magnetic element (160, 165) for providing a closure force to bias the electronic device in the closed position. The magnetic element may include a first magnet pair and a second magnet pair, each of the first magnet pair and second magnet pair including a first magnet housed within the first portion and a second magnet housed within the second portion.Type: GrantFiled: May 12, 2021Date of Patent: July 8, 2025Assignee: Microsoft Technology Licensing, LLCInventors: Aseem Singla, Joseph Benjamin Gault
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Patent number: 12355731Abstract: Systems, computer program products, and methods are described herein for implementing dynamic network channel switching for secure communication. The present invention is configured to: receive from a first user input device a resource transfer request via a first communication channel, wherein the first user input device is associated with a resource distribution platform; determine that the first communication channel does not meet one or more preset channel requirements for secure communication; receive information regarding one or more user input devices associated with one or more communication channels; determine a second communication channel associated with a second user input device, wherein the second user input device's associated communication channel meets the one or more preset channel requirements; and trigger the second user input device to establish a communication link with the first user input device to form an alternate communication channel with the first user input device.Type: GrantFiled: February 12, 2024Date of Patent: July 8, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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Patent number: 12349141Abstract: Embodiments of the present invention provide a secure edge device for contactless resource distribution and resource crediting from an automobile. In this way, the edge device may be affixed to or embedded within the side or the mirror of an automobile and be able to communicate with a third party device using near field communication. Upon authentication of a user, the edge device may communicate with the third party to transmit and present data about the resource distribution to the automobile display. The system allows for the user to select the resource distribution via the automobile display and provide a completion of resource distributions.Type: GrantFiled: March 10, 2024Date of Patent: July 1, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Lalit Dhawan, Robert Nyeland Huggins, Pratap Dande, Michael Joseph Carroll, Brandon Sloane, Vijaya L. Vemireddy
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Patent number: 12341757Abstract: The present invention receives from a first user input device a resource transfer request via a first communication channel; determines that the first communication channel does not meet channel requirements for secure communication; determines whether other the communication channels associated with other input devices meet the channel requirements; determines user input devices whose communication channels does not meet the channel requirements; determines alternate communication channels for the user input devices whose communication channels does not meet the channel requirements using the user input devices whose communication channels meets the channel requirements; determines a second communication channel associated with a second user input device meeting the channel requirements; triggers the second user input device to establish a communication link with the first user input device, wherein the second communication channel and the communication link form an alternate communication channel with the fType: GrantFiled: February 12, 2024Date of Patent: June 24, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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Patent number: 12333654Abstract: Embodiments of the present invention provide a system for generating digital rendition of a location to recreate a user interaction in a digital ecosystem. The system is configured for receiving an input associated with a resource interaction from a user, determining a third party entity and a third party entity location associated with the resource interaction, extracting one or more audio files associated with the third party entity and the third party entity location, extracting one or more video files associated with the third party entity and the third party entity location, instantaneously generating a digital rendition of the third party entity location based on the one or more audio files and the one or more video files in a digital ecosystem, and allowing the user to recreate a user interaction associated with the resource interaction in the digital ecosystem.Type: GrantFiled: December 2, 2022Date of Patent: June 17, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Hope Barus, Cyril Prabhu
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Patent number: 12292951Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.Type: GrantFiled: June 28, 2024Date of Patent: May 6, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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System for dynamic communication channel switching based on preconfigured network security protocols
Patent number: 12294612Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols.Type: GrantFiled: February 1, 2024Date of Patent: May 6, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa -
Patent number: 12244892Abstract: Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.Type: GrantFiled: January 13, 2023Date of Patent: March 4, 2025Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Hope Barus, Oscar Guzman, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts
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Publication number: 20250039168Abstract: Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.Type: ApplicationFiled: October 9, 2024Publication date: January 30, 2025Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Publication number: 20250001381Abstract: An electrical coupler for a resistively heated reactor system including an electrical conductor having a first end and a second end, defining a thickness therebetween, each of the first end and the second end having a first interface in the first end and a second interface in the second end and, at least one opening extending from the first end to the second end, the at least one opening configured to allow a fluid to flow through the electrical coupler.Type: ApplicationFiled: June 28, 2024Publication date: January 2, 2025Applicant: Lydian Labs, Inc.Inventors: Branko Zugic, Joseph Rodden, Theo Amendola, Zachary Modest, Joseph Benjamin
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Patent number: 12170657Abstract: Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.Type: GrantFiled: July 29, 2021Date of Patent: December 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Publication number: 20240403460Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for intelligent verification of digital files via the analysis of metadata and other file characteristics. The system is adaptive, in that it can be adjusted based on the needs or goals of the user utilizing it, or may intelligently and proactively adapt based on the files or data received for processing. The system may be seamlessly embedded within existing applications or programs that the user may already use to interact with one or more entities.Type: ApplicationFiled: August 13, 2024Publication date: December 5, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa
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Publication number: 20240354384Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.Type: ApplicationFiled: June 28, 2024Publication date: October 24, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Patent number: 12124875Abstract: Embodiments of the present invention provide a system for facilitating creation, verification, and management of digital resources. The system is configured for receiving a digital content for upload to a distributed register from a user, via a user interface, receiving one or more instructions associated with distribution of the digital content from the user, via the user interface, creating one or more digital resources from the digital content via the user interface based on the one or more instructions received from the user, and storing the one or more digital resources on the distributed register.Type: GrantFiled: July 14, 2021Date of Patent: October 22, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Ann Ta
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Patent number: 12099618Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for intelligent verification of digital files via the analysis of metadata and other file characteristics. The system is adaptive, in that it can be adjusted based on the needs or goals of the user utilizing it, or may intelligently and proactively adapt based on the files or data received for processing. The system may be seamlessly embedded within existing applications or programs that the user may already use to interact with one or more entities.Type: GrantFiled: June 9, 2021Date of Patent: September 24, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa
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Patent number: 12095918Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for generation of dynamic authentication tokens for use in system-to-system transaction authorization and user identity verification. The system utilizes user biometric data to generate unique authentication tokens which are customized to a particular user. Furthermore, the system rotates not only the encryption algorithms used, but also the datasets being encrypted in order to provide a high level of security such that even if a user's biometric data was compromised, it would be highly unlikely that an attacker would be able to recreate the authentication token stemming from said biometric data at any given point in time. The system eliminates the need for user-provided authentication credentials and provides a more secure and more efficient method of authenticating data exchange between multiple systems or applications.Type: GrantFiled: August 3, 2023Date of Patent: September 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Patent number: 12093357Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.Type: GrantFiled: July 29, 2021Date of Patent: September 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta