Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.

Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.

Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.

Abstract: A system and method for dynamically assigning a middle out loyalty is disclosed. The method and system obtains a number of customer specific characteristics for a co-brand account holder. In addition, one or more brand partners for a brand providing a co-brand account of the co-brand account holder is also obtained. The customer specific characteristics of the co-brand account holder are used in conjunction with the brand requirements to generate a dynamic middle out loyalty offer customized for the co-brand account holder. Automatically, and after a time period expires, using the customer specific characteristics of the co-brand account holder in conjunction with the brand requirements to dynamically generate a new middle out loyalty offer customized for the co-brand account holder.

Abstract: An air-driven feeder tool is provided for presenting swagable collars one at a time for placement on the shanks of lockbolts and thereby made ready for the application of a swaging tool. The swaging tool breaks off a pintail from the lockbolt and a vacuum system draws the broken-off pintails through a vacuum device and into a receptacle for safe disposal. The feeder mechanism comprises a magazine holding a supply f side-by-side collars, a presentation piece holding a short working collars and a worker-actuable trigger mechanism between the two queues for transferring collars, one at a time, from the magazine to the presentation queue. Two embodiments of the feeder tool are disclosed, each with a unique trigger position.

Abstract: An air-driven feeder tool is provided for presenting swagable collars one at a time for placement on the shanks of lockbolts and thereby made ready for the application of a swaging tool. The swaging tool breaks off a pintail from the lockbolt and a vacuum system draws the broken-off pintails through a vacuum device and into a receptacle for safe disposal. The feeder mechanism comprises a magazine holding a supply f side-by-side collars, a presentation piece holding a short working collars and a worker-actuable trigger mechanism between the two queues for transferring collars, one at a time, from the magazine to the presentation queue. Two embodiments of the feeder tool are disclosed, each with a unique trigger position.