Patents by Inventor Joseph Cachey
Joseph Cachey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20190325439Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.Type: ApplicationFiled: July 1, 2019Publication date: October 24, 2019Applicant: The Western Union CompanyInventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
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Patent number: 10402824Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.Type: GrantFiled: January 29, 2013Date of Patent: September 3, 2019Assignee: The Western Union CompanyInventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
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Patent number: 8386393Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.Type: GrantFiled: October 29, 2004Date of Patent: February 26, 2013Assignee: The Western Union CompanyInventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
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Patent number: 8027916Abstract: A system for screening money transfers. According to one embodiment of the invention an operator is provided with at least one prompt to request further information about an attempted money transfer. The operator can be prompted with a series of questions to facilitate a regimented screening process of suspicious transfers.Type: GrantFiled: December 17, 2002Date of Patent: September 27, 2011Assignee: The Western Union CompanyInventors: Kenneth Algiene, Henry M. Abelman, Joseph Cachey, III
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Patent number: 7930246Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: GrantFiled: December 18, 2009Date of Patent: April 19, 2011Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Joseph Cachey, III
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Patent number: 7769686Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: GrantFiled: September 18, 2001Date of Patent: August 3, 2010Assignees: The Western Union Company, First Data CorporationInventors: Kurt L. Hansen, Joseph Cachey, III
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Publication number: 20100100478Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: ApplicationFiled: December 18, 2009Publication date: April 22, 2010Applicants: First Data Corporation, The Western Union CompanyInventors: Kurt L. Hansen, Joseph Cachey, III
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Patent number: 7213744Abstract: A method of facilitating a money transfer to a region for which compliance with a requirement requires execution of a document. The method includes receiving transaction information at a host computer system from a transaction processing device at a transaction origination location. The transaction information relates to a money transfer to the region. The method also includes storing at least a portion of the transaction information as a money transfer record. The record includes a field whose value indicates the status of compliance with the requirement. The method also includes receiving an image of at least a portion of the document, evaluating the document to determine whether the document evidences compliance with the requirement, setting the value of the field to indicate compliance with the requirement, and completing the money transfer, upon request or a recipient, if the value of the field indicates compliance with the requirement.Type: GrantFiled: September 13, 2004Date of Patent: May 8, 2007Assignee: The Western Union CompanyInventors: Michael J. Michelsen, Joseph Cachey, Phyllis Skene-Stimac
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Publication number: 20060054683Abstract: A method of facilitating a money transfer to a region for which compliance with a requirement requires execution of a document. The method includes receiving transaction information at a host computer system from a transaction processing device at a transaction origination location. The transaction information relates to a money transfer to the region. The method also includes storing at least a portion of the transaction information as a money transfer record. The record includes a field whose value indicates the status of compliance with the requirement. The method also includes receiving an image of at least a portion of the document, evaluating the document to determine whether the document evidences compliance with the requirement, setting the value of the field to indicate compliance with the requirement, and completing the money transfer, upon request or a recipient, if the value of the field indicates compliance with the requirement.Type: ApplicationFiled: September 13, 2004Publication date: March 16, 2006Applicant: First Data CorporationInventors: Michael Michelsen, Joseph Cachey, Phyllis Skene-Stimac
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Publication number: 20050119968Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.Type: ApplicationFiled: October 29, 2004Publication date: June 2, 2005Applicant: First Data CorporationInventors: Michael Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
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Publication number: 20040215574Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.Type: ApplicationFiled: April 25, 2003Publication date: October 28, 2004Applicant: First Data CorporationInventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
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Publication number: 20040117299Abstract: A system for screening money transfers. According to one embodiment of the invention an operator is provided with at least one prompt to request further information about an attempted money transfer. The operator can be prompted with a series of questions to facilitate a regimented screening process of suspicious transfers.Type: ApplicationFiled: December 17, 2002Publication date: June 17, 2004Applicant: First Data CorporationInventors: Kenneth Algiene, Henry M. Abelman, Joseph Cachey
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Publication number: 20030163417Abstract: Methods and systems are provided for processing money-order requests and other transactions. A list of prohibited persons is maintained, such as a copy of an OFAC SDN list. When a request is made to execute the transaction, name information is collected from a customer and compared with the list. If the name information matches an entry on the list, the transaction request is declined.Type: ApplicationFiled: December 16, 2002Publication date: August 28, 2003Applicant: First Data CorporationInventors: Joseph Cachey, Dean Seifert, Mark Thompson, Judy Fleming, Carol Darland, Kenneth Algiene
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Publication number: 20030055780Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: ApplicationFiled: September 18, 2001Publication date: March 20, 2003Applicant: First Data CorporationInventors: Kurt L. Hansen, Joseph Cachey