Patents by Inventor Joseph Catalfamo

Joseph Catalfamo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20030182147
    Abstract: A method and system for administering a benefit plan for a sponsor with a widely diverse participant population. Using a combination of Internet enabled tools and databases, participants can enter and confirm their own data. Plan sponsors can view that information with reference to plan parameters and guidelines coded into the benefit plan. Databases contain the plan choices, sponsor's rules, and who has access to which information. The system computes liabilities owed by the sponsor, assets used to informally fund those liabilities, and cost recovery opportunities, if any. The browser enabled system uses the advantages of the Worldwide Web (and any thin-client intranet on the sponsor's site) as its primary contact tool, with alternatives of telephone, modem, or fax. Financial information is provided to the plan sponsor as participants make choices, provides payout options to the participants, and provides considerably more interactivity than prior methods of servicing employee benefits.
    Type: Application
    Filed: January 6, 2003
    Publication date: September 25, 2003
    Inventors: Joseph Mahoney, W. Christopher Garvin, Joseph Catalfamo, Paul Reiss