Patents by Inventor Joseph D. Lilly
Joseph D. Lilly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11931312Abstract: A therapy system includes a patient support apparatus and a pneumatic therapy device that is coupleable to the patient support apparatus. The therapy device may receive power and air flow from the patient support apparatus.Type: GrantFiled: March 25, 2020Date of Patent: March 19, 2024Assignee: Hill-Rom Services, Inc.Inventors: Eric D. Benz, John G. Byers, Scott M. Corbin, Richard H. Heimbrock, Michael A. Knecht, Bradley T. Smith, Lori Ann Zapfe, Robert M. Zerhusen, Kenneth L. Lilly, Jonathan D. Turner, James L. Walke, Joseph T. Canter, Richard J. Schuman, Sr., John V. Harmeyer
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Publication number: 20180075529Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: ApplicationFiled: November 15, 2017Publication date: March 15, 2018Applicant: Capital One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
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Patent number: 8898081Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: GrantFiled: February 5, 2013Date of Patent: November 25, 2014Assignee: Capitol One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
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Publication number: 20140310152Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: ApplicationFiled: February 3, 2014Publication date: October 16, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Joseph D. LILLY, Colin Jeffrey RUH, Jeff G. YORK, Phillip G. WALKER
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Publication number: 20130151399Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: ApplicationFiled: February 5, 2013Publication date: June 13, 2013Applicant: Capital One Finacial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
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Patent number: 8370255Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: GrantFiled: July 2, 2010Date of Patent: February 5, 2013Assignee: Capital One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
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Patent number: 7904384Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: GrantFiled: October 22, 2007Date of Patent: March 8, 2011Assignee: Capital One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
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Patent number: 7788170Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: GrantFiled: December 6, 2006Date of Patent: August 31, 2010Assignee: Capital One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
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Patent number: 7689502Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: GrantFiled: February 12, 2001Date of Patent: March 30, 2010Assignee: Capital One Financial CorporationInventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
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Publication number: 20080228611Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: ApplicationFiled: October 22, 2007Publication date: September 18, 2008Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
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Publication number: 20040126284Abstract: According to one embodiment of the invention, a credit card is combined with a breath analysis device. The breath analysis device may be coupled to a credit card as either a single unit, or in such a manner that the credit card may be detached from the breath analysis device. The credit card may have a cut-out portion formed therein operable to open containers.Type: ApplicationFiled: December 31, 2002Publication date: July 1, 2004Inventors: Joseph D. Lilly, Jeffrey E. Peed
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Publication number: 20020156723Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.Type: ApplicationFiled: February 12, 2001Publication date: October 24, 2002Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker