Patents by Inventor Joseph D. Lilly

Joseph D. Lilly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11931312
    Abstract: A therapy system includes a patient support apparatus and a pneumatic therapy device that is coupleable to the patient support apparatus. The therapy device may receive power and air flow from the patient support apparatus.
    Type: Grant
    Filed: March 25, 2020
    Date of Patent: March 19, 2024
    Assignee: Hill-Rom Services, Inc.
    Inventors: Eric D. Benz, John G. Byers, Scott M. Corbin, Richard H. Heimbrock, Michael A. Knecht, Bradley T. Smith, Lori Ann Zapfe, Robert M. Zerhusen, Kenneth L. Lilly, Jonathan D. Turner, James L. Walke, Joseph T. Canter, Richard J. Schuman, Sr., John V. Harmeyer
  • Publication number: 20180075529
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Application
    Filed: November 15, 2017
    Publication date: March 15, 2018
    Applicant: Capital One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
  • Patent number: 8898081
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Grant
    Filed: February 5, 2013
    Date of Patent: November 25, 2014
    Assignee: Capitol One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
  • Publication number: 20140310152
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Application
    Filed: February 3, 2014
    Publication date: October 16, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Joseph D. LILLY, Colin Jeffrey RUH, Jeff G. YORK, Phillip G. WALKER
  • Publication number: 20130151399
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Application
    Filed: February 5, 2013
    Publication date: June 13, 2013
    Applicant: Capital One Finacial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Phillip G. Walker
  • Patent number: 8370255
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Grant
    Filed: July 2, 2010
    Date of Patent: February 5, 2013
    Assignee: Capital One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
  • Patent number: 7904384
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Grant
    Filed: October 22, 2007
    Date of Patent: March 8, 2011
    Assignee: Capital One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
  • Patent number: 7788170
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Grant
    Filed: December 6, 2006
    Date of Patent: August 31, 2010
    Assignee: Capital One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
  • Patent number: 7689502
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Grant
    Filed: February 12, 2001
    Date of Patent: March 30, 2010
    Assignee: Capital One Financial Corporation
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
  • Publication number: 20080228611
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Application
    Filed: October 22, 2007
    Publication date: September 18, 2008
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker
  • Publication number: 20040126284
    Abstract: According to one embodiment of the invention, a credit card is combined with a breath analysis device. The breath analysis device may be coupled to a credit card as either a single unit, or in such a manner that the credit card may be detached from the breath analysis device. The credit card may have a cut-out portion formed therein operable to open containers.
    Type: Application
    Filed: December 31, 2002
    Publication date: July 1, 2004
    Inventors: Joseph D. Lilly, Jeffrey E. Peed
  • Publication number: 20020156723
    Abstract: A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer's web sites. Purchases at selected vendor sites may be automatically applied to a customer's newly established extra credit line.
    Type: Application
    Filed: February 12, 2001
    Publication date: October 24, 2002
    Inventors: Joseph D. Lilly, Colin Jeffrey Ruh, Jeff G. York, Philip G. Walker