Abstract: A computing device having a software radio (e.g., a mobile device where the software radio is substantially defined in software) transmits first information related to a financial transaction over the first radio network to the financial institution, and transmits second information related to the financial transaction over the second radio network to the financial institution. A server of the financial institution receives the first information and the second information to carry out the financial transaction.

Abstract: A computer-implemented method comprising: receiving, from a primary factor authentication device by one or more computer systems, a request to enroll a mobile device as a secondary factor authentication device; and enrolling by the one or more computer systems the mobile device as a first, secondary factor authentication device.

Abstract: A computing device having a software radio (e.g., a mobile device where the software radio is substantially defined in software) transmits first information related to a financial transaction over the first radio network to the financial institution, and transmits second information related to the financial transaction over the second radio network to the financial institution. A server of the financial institution receives the first information and the second information to carry out the financial transaction.

Abstract: A computing device having a software radio (e.g., a mobile device where the software radio is substantially defined in software) transmits first information related to a financial transaction over the first radio network to the financial institution, and transmits second information related to the financial transaction over the second radio network to the financial institution. A server of the financial institution receives the first information and the second information to carry out the financial transaction.

Abstract: A computer-implemented method comprising: receiving, from a primary factor authentication device by one or more computer systems, a request to enroll a mobile device as a secondary factor authentication device; and enrolling by the one or more computer systems the mobile device as a first, secondary factor authentication device.

Abstract: A computer-implemented method comprising: receiving, from a primary factor authentication device by one or more computer systems, a request to enroll a mobile device as a secondary factor authentication device; and enrolling by the one or more computer systems the mobile device as a first, secondary factor authentication device.

Abstract: There are methods and apparatus, including computer program products, for service improvement techniques for a transportation service provider using mobile devices. In one aspect there is received user-entered data for at least one field present in a provided electronic form. The form includes a link that, when activated, establishes a voice channel between the passenger and a customer representative and provides a unique identifier associated with the user-entered data that enables a customer representative to retrieve the user-entered data. In another aspect, there is a graphical representation that is transmitted to a customer or a driver to facilitate execution of a reservation of a transportation service to be provided to the customer by the driver. In another aspect, there is a location range received from a wireless handheld device associated with a driver and data received from the driver indicative of a more accurate location within the location range.

Abstract: A computer-implemented method comprising: receiving, from a primary factor authentication device by one or more computer systems, a request to enroll a mobile device as a secondary factor authentication device; and enrolling by the one or more computer systems the mobile device as a first, secondary factor authentication device.

Abstract: A financial account is established using a mobile computing device. A digital image of an applicant's identification having text based components is captured. The digital image of the identification is processed to recognize at least a portion of the text based components. The portion of the text based components is used to complete an application for the financial account. The digital image of the identification is transmitted to a regulatory body. Verification of the identity of the applicant is received from the regulatory body. The financial account for the applicant is established.

Abstract: A computing device having a software radio (e.g., a mobile device where the software radio is substantially defined in software) transmits first information related to a financial transaction over the first radio network to the financial institution, and transmits second information related to the financial transaction over the second radio network to the financial institution. A server of the financial institution receives the first information and the second information to carry out the financial transaction.

Abstract: A financial account is established using a mobile computing device. A digital image of an applicant's identification having text based components is captured. The digital image of the identification is processed to recognize at least a portion of the text based components. The portion of the text based components is used to complete an application for the financial account. The digital image of the identification is transmitted to a regulatory body. Verification of the identity of the applicant is received from the regulatory body. The financial account for the applicant is established.

Abstract: Described are methods and systems, including computer program products, for registering, configuring, and invoking actionable alerts. For example, an alert action is determined based on an alert. The alert is sent to a device based on an alert logic and the alert action is sent to the device based on a device capability. A received communication is identified as a response from the first device based on the alert requesting performance of the alert action.

Abstract: Described are methods and apparatus, including computer program products, for context-adaptive content distribution to handheld devices. Context data associated with the user is retrieved and a relevancy function is determined based on the context. A list of content available to the user is obtained. The list of available content is dynamically sorted based on the relevancy function. At least a portion of the list is transmitted to the handheld device according to the sorted order.

Abstract: Described are methods and systems, including computer program products, for registering, configuring, and invoking actionable alerts. For example, an alert action is determined based on an alert. The alert is sent to a device based on an alert logic and the alert action is sent to the device based on a device capability. A received communication is identified as a response from the first device based on the alert requesting performance of the alert action.

Abstract: Described are methods and systems, including computer program products for registering, configuring, and invoking actionable alerts. For example, an alert action is determined based on an alert. The alert is sent to a device based on an alert logic and the alert action is sent to the device based on a device capability. A received communication is identified as a response from the first device based on the alert requesting performance of the alert action.

Abstract: Described are methods and systems, including computer program products for registering, configuring, and invoking actionable alerts. For example, an alert action is determined based on an alert. The alert is sent to a device based on an alert logic and the alert action is sent to the device based on a device capability. A received communication is identified as a response from the first device based on the alert requesting performance of the alert action.

Abstract: A computer implemented method for processing streams of data signals representing different data items of a common business attribute transmitted by a plurality of different vendors. The streams of data signals are transmitted to the computer by the vendors. Each one of the vendors transmits the data items in a different vendor associated data item format. A rules table is provided in the computer relating each of the vendors with such vendors associated data item format. The streams of data signals transmitted by the plurality of different vendors are stored in a memory. The vendors transmitting the streams of data signals are identified by the computer. The formats of the streams of data signals transmitted by each of the vendors are mapped by the computer in accordance with the rules table into a common predetermined format for the data items. The common format of the data items is stored in a computer memory.