Abstract: Systems and methods for automated estate management. Estate data for an estate is received. Allowable entities authorized to access the estate data are determined. Portions of the estate data that the entities are allowed to access are determined. At least one access condition that needs to be met in order to allow the entities to access the portions of the estate data are determined. Whether the at least one access condition is met is determined. Access is provided for the entities to the portions of the estate data that the entities are authorized to access if it is determined that the at least one access condition is met.

Abstract: Systems and methods for managing accounts associated with an estate. Estate data for an estate is received. The received estate data is verified. Closing data is generated for an account associated with the estate using the estate data. The closing data for the account is used to facilitate closing the account associated with the estate. In facilitating closing of the account associated with the estate, the closing data is sent to a first account system for the account to cause the account to be closed.

Abstract: A system comprises a processor; a communications engine for receiving a request to determine potential service provider accounts that a user has with one or more service providers and for obtaining financial data records of the user from an API that obtains the financial data records from a financial provider system, each respective financial data record corresponding to a respective transaction and including a respective date, amount, and party identifier corresponding to a respective party associated with the respective transaction; a confidence score determination engine for evaluating the financial data records to generate a particular confidence score corresponding to a particular party, the particular confidence score indicating a likelihood that the user has a service provider account with the particular party; and a potential service provider account identification engine for identifying the potential service provider account based on the particular confidence score.

Abstract: Various embodiments of the present disclosure provide a system and method for determining current users of a particular virtual currency or persons likely to use the particular virtual currency in the future (i.e., future users of the virtual currency). More specifically, the system enables a user of a particular virtual currency to employ the system to determine which of the user's connections or contacts are likely to be current users or future users of the virtual currency. This enables the user to quickly and easily identify other current users or (potential) future users of the virtual currency with whom the user may interact using the virtual currency, such as by exchanging the virtual currency with the other user for goods or services or by wagering against the other user on a game of chance or a game of skill using the virtual currency.

Abstract: Various embodiments of the present disclosure are directed to a system and method to reducing loyalty point liability through gaming. The system enables a member of a loyalty program provided by a loyalty program provider to use the member's accumulated loyalty points to play one or more games in one of a variety of different play modes. The system enables the member to win loyalty points or other suitable awards through game play. The system employs one or more mechanisms to cause loyalty points to be removed from circulation; that is, the system causes loyalty point providers to remove loyalty points from members' loyalty point balances, thereby removing those loyalty points from the loyalty program providers' balance sheets. The system is configured such that, over time, more loyalty points are removed from circulation via these mechanisms than are added to circulation through awards provided to members through game play.