Patents by Inventor Joseph Knowles

Joseph Knowles has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140025460
    Abstract: Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes receiving a request to authorize payment for a transaction using a customer account. The request identifies the customer account and the transaction is associated with at least one purchased product. The method includes selecting a promotion for the transaction based on the customer account and one or more rules. The amount of the transaction is adjusted based on the selected promotion. The method also includes transmitting an authorization for the adjusted transaction to the merchant. The method may also include selecting a promotion that has been pre-purchased by the customer.
    Type: Application
    Filed: September 27, 2012
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Sarah Owen, Julie Christine Bohn, Robert James Cole, Sammy Leigh Coleman, Peter R. Cavicchi, III, Susan Munn Young, Amy Lynne Kirshenbaum, Jigar G. Desai, Natalie Cekan, Alan Surell
  • Publication number: 20140025391
    Abstract: Methods, systems, and computer-executable instructions for operating a payment processing system are provided. An exemplary method includes receiving a request to determine a transaction capability of a merchant's transaction system. The request is received from a requester at a payment processing system. The method includes determining the requested transaction capability based on merchant data retrieved from a database of the payment processing system. The transaction capability of the merchant includes information indicating compatibility of the merchant's transaction system with one or more features of the payment processing system. The method further includes transmitting, using the payment processing system, the transaction capability to the requester in response to the request.
    Type: Application
    Filed: September 28, 2012
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Sarah Owen, Julie Christine Bohn, Robert James Cole, Sammy Leigh Coleman, Peter R. Cavicchi, III, Susan Munn Young, Amy Lynne Kirshenbaum, Lisa Marie Shank, John W. Graham
  • Publication number: 20140025452
    Abstract: Methods, systems, and computer-executable instructions for managing customer incentives in a payment processing system are provided. An exemplary method includes associating a customer identifier with a payment account of a customer in a database of the payment processing system. The method includes receiving activity information associated with an activity of the customer, identifying an incentive based on the received activity information and the customer identifier, and linking the incentive to the payment account in the database. In response to receiving a request to authorize a transaction using the payment account, the incentive is retrieved from the database and applied to the transaction if criteria are satisfied.
    Type: Application
    Filed: September 27, 2012
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Sarah Owen, Julie Christine Bohn, Robert James Cole, Sammy Leigh Coleman, Peter R. Cavicchi, III, Susan Munn Young, Amy Lynne Kirshenbaum, Natalie Cekan
  • Publication number: 20140025461
    Abstract: Methods, systems, and computer-executable instructions for processing financial transactions are provided. An exemplary method includes receiving a request from a merchant to authorize payment for a transaction using a financial account of a customer. The request includes information about the transaction. The method further includes analyzing the transaction information based on a profile of the customer that is linked to the financial account and based on data pertaining to at least one other related transaction. Finally, the method includes generating a message about the transaction based on the analysis and transmitting the message to a recipient.
    Type: Application
    Filed: September 27, 2012
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Sarah Owen, Julie Christine Bohn, Robert James Cole, Sammy Leigh Coleman, Peter R. Cavicchi, III, Susan Munn Young, Amy Lynne Kirshenbaum
  • Publication number: 20140025453
    Abstract: Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes linking promotion information with an account of a customer in a database. The promotion information pertains to a promotion for a product or service offered by a merchant. The method includes receiving a request to provide payment for a transaction using the customer account. The request includes an amount of the transaction and an identifier of the customer account. The method further includes retrieving the promotion information from the database based on the identifier, verifying that the transaction is eligible for the promotion based on the retrieved promotion information, and adjusting the amount of the transaction based on the retrieved promotion information.
    Type: Application
    Filed: February 6, 2013
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Julie Christine Bohn, Peter R. Cavicchi, III, Natalie Cekan, Robert James Cole, Sammy Leigh Coleman, Jigar G. Desai, John W. Graham, Amy Lynne Kirshenbaum, Sarah Owen, Lisa Marie Shank, Alan Surell, Susan Munn Young
  • Publication number: 20140025451
    Abstract: Methods, systems, and computer-executable instructions for managing financial information are provided. An exemplary method includes establishing a customer identifier associated with a customer and linking the customer identifier to one or more customer financial accounts in a database. The customer identifier is associated with the one or more customer financial accounts, but does not contain account numbers of the one or more customer financial accounts. The method also includes tracking purchasing behavior metrics associated with the customer financial accounts and reporting the purchasing behavior metrics using the customer identifier.
    Type: Application
    Filed: September 27, 2012
    Publication date: January 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Kevin Joseph Knowles, Sarah Owen, Julie Christine Bohn, Robert James Cole, Sammy Leigh Coleman, Peter R. Cavicchi, III, Susan Munn Young, Amy Lynne Kirshenbaum, Jigar G. Desai, Natalie Cekan
  • Patent number: 5535944
    Abstract: A combined heat and power (CPH) system for a building has an electrical generator (12) For supply power and a gas engine (14) which drives the generator, contained in a housing (30). Recirculating air is drawn in through an inlet (32), over the electric generator, gas engine and its cooling and exhaust systems (38, 36) where it is heated by waste heat. It is then mixed with controlled amounts of fresh air to regulate the air temperature before being passed into the building air recirculating system. The gas engine can be run at a constant speed which is not dependent on the required temperature of the recirculating air.
    Type: Grant
    Filed: December 29, 1993
    Date of Patent: July 16, 1996
    Assignee: Tilehouse Group PLC
    Inventor: Joseph Knowles
  • Patent number: 5498205
    Abstract: A roof-type ventilator made of a moldable material such as fiberglass with generally vertical sides. Exhaust ports are provided in the upper portion of opposite sides of the ventilator in spaced relation from the roof. Deflecting baffles extend from just below the exhaust openings inwardly to just above the exhaust openings with an opening behind the deflector communicating with the interior of the building. This allows air and fumes from the interior of the building to be exhausted generally horizontally outwardly from the elevated exhaust port while preventing ambient, wind driven rain, snow and the like from entering the building interior through the ventilator. A normally open louver is provided in the area behind the baffles so that the air and fumes from the interior of the building can be controlled.
    Type: Grant
    Filed: August 4, 1994
    Date of Patent: March 12, 1996
    Inventors: James A. Knowles, Larry M. Knowles, Joseph Knowles