Patents by Inventor Joseph M. Haschka

Joseph M. Haschka has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Check Clearing Systems
    Publication number: 20120109825
    Abstract: A system and process for more efficiently clearing checks by transmitting MICR line data together with a URL link to facilitate check clearing via electronic debits by an ACH. The URL link can be used at the option of the paying bank (or other entity) to access images of the check from a database.
    Type: Application
    Filed: January 6, 2012
    Publication date: May 3, 2012
    Inventors: Joseph M. Haschka, Kerry S. Jones
  • Check clearing systems
    Patent number: 8121951
    Abstract: A system and process for more efficiently clearing checks by transmitting MICR line data together with a URL link to facilitate check clearing via electronic debits by an ACH. The URL link can be used at the option of the paying bank (or other entity) to access images of the check from a database.
    Type: Grant
    Filed: February 8, 2006
    Date of Patent: February 21, 2012
    Inventors: Joseph M. Haschka, Kerry Jones