Patents by Inventor Joseph M. Lynam
Joseph M. Lynam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240270166Abstract: A vehicular exterior rearview mirror assembly includes a mounting arm and a mirror head at one end of the mounting arm distal from an attachment portion of the mounting arm that is configured for attachment at a vehicle. A mirror reflective element is fixedly attached at the mirror head. An innermost side of the mirror reflective element is attached at a front side of an attachment plate. The mirror reflective element moves in tandem with movement of the mirror head relative to the mounting arm when the driver of the vehicle operates an electrically-operable actuator. The attachment plate includes wall structure that extends from the front side of the attachment plate and circumscribes and spans the perimeter circumferential edge of the glass substrate and does not encroach onto and does not overlap the front surface of the glass substrate of the exterior mirror reflective element.Type: ApplicationFiled: April 25, 2024Publication date: August 15, 2024Inventors: John T. Uken, Darryl P. De Wind, Keith D. Foote, Joseph M. Mambourg, Rodney K. Blank, Mark L. Larson, Niall R. Lynam
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Publication number: 20140089198Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a billing telephone number and a private data segment associated with a user; an address detector to obtain a street address associated with the user; a private data processor to obtain one or more identification records, utilizing the obtained street address and the private data segment; and a matching module to compare the one or more identification records with the private data segment associated with the user to generate a match result.Type: ApplicationFiled: November 22, 2013Publication date: March 27, 2014Inventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague
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Patent number: 8681956Abstract: Automatic number identification (ANI) data or billing telephone number (BTN) data associated with a subscriber account of a telecommunications network is obtained. Thereafter, first reference subscriber data associated with a subscriber is obtained. The first reference subscriber data is different from the ANI data or the BTN data. A first database location is accessed using the ANI data or the BTN data to determine second reference subscriber data. A second database location is accessed using the ANI data or BTN data to determine that the subscriber account associated with the ANI data or BTN data is billable. The first reference subscriber data and the second reference subscriber data are compared, and the identity of the subscriber verified if the first reference subscriber data corresponds to the second reference subscriber data.Type: GrantFiled: April 1, 2011Date of Patent: March 25, 2014Assignee: PaymentOne CorporationInventors: Joseph M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Patent number: 8379815Abstract: The computer-implemented method includes receiving a first request via the Internet for a first transaction between a user and a vendor for goods or services. A billing telephone number of the user is then obtained, and the first transaction automatically charged to a subscriber account associated with the billing telephone number. Sometime later, a second request is received via the Internet for a second transaction between the user and a vendor for goods or services. If the second transaction cannot be billed to the subscriber account, an alternative payment method is automatically used.Type: GrantFiled: November 1, 2010Date of Patent: February 19, 2013Assignee: PaymentOne CorporationInventors: Joseph M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Publication number: 20120278240Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a billing telephone number and a private data segment associated with a user; an address detector to obtain a street address associated with the user; a private data processor to obtain one or more identification records, utilizing the obtained street address and the private data segment; and a matching module to compare the one or more identification records with the private data segment associated with the user to generate a match result.Type: ApplicationFiled: July 13, 2012Publication date: November 1, 2012Inventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teagne, JR.
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Patent number: 8239325Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a billing telephone number and a private data segment associated with a user; an address detector to obtain a street address associated with the user; a private data processor to obtain one or more identification records, utilizing the obtained street address and the private data segment; and a matching module to compare the one or more identification records with the private data segment associated with the user to generate a match result.Type: GrantFiled: January 18, 2007Date of Patent: August 7, 2012Assignee: PaymentOne CorporationInventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague, Jr.
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Patent number: 7848504Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network using a validation system. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The method includes identifying a local exchange carrier (LEC) associated with the subscriber line to determine if a billing arrangement exists between the validation system and the LEC. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: GrantFiled: April 6, 2006Date of Patent: December 7, 2010Assignee: PaymentOne CorporationInventors: Joseph M Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer Truitt
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Patent number: 7527194Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: GrantFiled: April 4, 2005Date of Patent: May 5, 2009Assignee: PaymentOne CorporationInventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson
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Publication number: 20080178260Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a billing telephone number and a private data segment associated with a user; an address detector to obtain a street address associated with the user; a private data processor to obtain one or more identification records, utilizing the obtained street address and the private data segment; and a matching module to compare the one or more identification records with the private data segment associated with the user to generate a match result.Type: ApplicationFiled: January 18, 2007Publication date: July 24, 2008Inventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague
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Publication number: 20080175367Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a telephone number and a plurality of digits; an address detector to obtain a geographical address associated with a user, based on the telephone number; and a business rules engine to determine whether the plurality of digits correspond to at least a portion of the social security number of the user, utilizing the obtained geographical address and the received plurality of digits.Type: ApplicationFiled: August 9, 2007Publication date: July 24, 2008Inventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague
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Publication number: 20080175360Abstract: A method and system to verify the identity of a user are described. The system may include a communications module to receive a telephone number and a plurality of digits; an address detector to obtain a geographical address associated with a user, based on the telephone number; and a business rules engine to determine whether the plurality of digits correspond to at least a portion of the social security number of the user, utilizing the obtained geographical address and the received plurality of digits.Type: ApplicationFiled: December 10, 2007Publication date: July 24, 2008Inventors: Michael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague
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Patent number: 7080049Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: GrantFiled: September 21, 2001Date of Patent: July 18, 2006Assignee: PaymentOne CorporationInventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson
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Publication number: 20030200182Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: ApplicationFiled: September 21, 2001Publication date: October 23, 2003Inventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson